Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I understand that it is becoming common practise for the banks to close your accounts once you start to claim your charges back.
Can anyone answer a couple of questions with regards to this?
1) Has anyone been able to do anything about this yet?
2) How does this affect your credit rating? Is the act of closure seen on your credit report? Or is it that it may be closed with monies owed?
I don't see how the closure of an account can show on your credit report if no monies are owed, unless they claim some sort of 'bad customer' then surely you can argue that you have not done anything different except claim your charges?
Has anyone whose had their account closed seen this appear on their credit report?
Account Closure
Reply With Quote