Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
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Hi there,
I meant to post last week but it all happened so fast!
I submitted a request to Halifax to repay charges on 2 halifax credit cards.
Within a week I had received a letter regarding one of the cards saying that they where going to repay the charges in full including interest totalling £794.78. I am yet to hear about my other card but I assume i will be the same!
I am now going after the PPI, the insurance I was told at the time was obligatory, but given that I was a student and working on average 10 hours a week there is no way I could have claimed, so I am now asking for £249.24 + interest totalling £310.18 back off them, the balance left on my card at the mo is £250 so it will clear the card and give me a bit of pocket money (much needed)!
I won a case of reclaiming ppi against Egg last week so hoping this one will be a success too!
Hi there,
I meant to post last week but it all happened so fast!
I submitted a request to Halifax to repay charges on 2 halifax credit cards.
Within a week I had received a letter regarding one of the cards saying that they where going to repay the charges in full including interest totalling £794.78. I am yet to hear about my other card but I assume i will be the same!
I am now going after the PPI, the insurance I was told at the time was obligatory, but given that I was a student and working on average 10 hours a week there is no way I could have claimed, so I am now asking for £249.24 + interest totalling £310.18 back off them, the balance left on my card at the mo is £250 so it will clear the card and give me a bit of pocket money (much needed)!
I won a case of reclaiming ppi against Egg last week so hoping this one will be a success too!
Please read the stickies at the top of the forum there are lots of links which will help. Post up any questions but the information on how to reclaim PPI is all there.
PM me if you get stuck
aa
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
Won Charges Now Going After PPI
to repay charges on 2 halifax credit cards.
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Originally Posted by baileyb00
