Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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  1. #1
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    Default Mrs Ms daughter V Mint

    My daughter has a mint card that she deffaulted on last year I am going through all her stuff at the moment and came across this DN. Can someone tell me if this looks dodgy. They terminated the account 1 month later and it went through 2 dcas and green & co and then face 2 face have heard nothing since August 08.







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  2. #2
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    Default Re: Mrs Ms daughter V Mint

    without looking at a calendar
    i would say the 14 days dates are incorrect.
    it has to be 14 working days and some of those listed must obv be bank holidaysicon.
    so i'd say it is defective

    dx

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  3. #3
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    Default Re: Mrs Ms daughter V Mint

    thanks DX what should i do next as I mentioned have not heard anything from them since Aug 08. Should we let sleeping dogs lie and keep this up our sleeve until they wake up.

    Mrs M

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  4. #4
    Site Team dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk's Avatar

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    Default Re: Mrs Ms daughter V Mint

    up to you
    i thought you were angling to get the default removed.

    if you are not bothered then don't oupp their string.

    you'll prob get a DCAicon chasing, if thats the case & [like normally happens] the CCA is unenforceable, then i very small F&F would prob see this A/C done and dusted.

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
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  5. #5
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    Default Re: Mrs Ms daughter V Mint

    Thanks . She has a few more defaults so getting this one removed probably wouldn't help her but at least we know if the DCAicon comes back then we will have this up our sleeve.

    Mrs M

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  6. #6
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    Default Re: Mrs Ms daughter V Mint

    do you mean defaults? or do you mean late payment markers?
    you typically you should only have one per agreement.

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here
    my views are my own...seek legal advice if ness
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
    - alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
    rather than hittting to be my friend - hit the star
    DX
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  7. #7
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    Default Re: Mrs Ms daughter V Mint

    Quote Originally Posted by dx100uk View Post
    do you mean defaults? or do you mean late payment markers?
    you typically you should only have one per agreement.

    dx
    Hi dx,

    Sorry, I meant more defaults on other accounts

    Mrs M

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  8. #8
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    Default Re: Mrs Ms daughter V Mint

    Hi, Just an update.
    Sent a CCA to mint. They replied in early December 09 and sent a copy of the agreement, looks like ours and a few others. They said in their letter that the balance is still outstanding and that they have not sold the debt, but still not heard anything from DCAicon or them.

    Wait and see I suppose. Have still got the dodgy DN to fall back on.

    Mrs M

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