Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Got SAR from Barclaycard , what is PPI described as ??

    Hi , have just got my SARicon from BC , just a load of statements , no CCA or letters or reminders ........

    I am just going through the charges and am wondering what the PPIicon is classed as on the statements because they forgot to send a key for all there codes as well

    thankyou

    hughes@consumeractiongrou p.co.uk

    Morgan & Stanley/ Goldfish / Barclaycard : F & F Offer accepted , appealing Default on CRA's-ongoing
    HSBC : Managed Loan .F & F Offer accepted , appealing Default on CRA's-ongoing
    Littlewoods: N[COLOR="rgb(255, 0, 255)"]o CCA , PPI INsurance claim. Took to court. Charges refunded. WON appealing Default on CRA's- ongoing

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    Default Re: Got SAR from Barclaycard , what is PPI described as ??

    Hi

    Says "Payment Protection Plan" on mine.

    Jan


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    Default Re: Got SAR from Barclaycard , what is PPI described as ??

    Thanks jan , just recall some saying they refer to it as different things and there is a charge that i could not work out what it was .

    Billed deferred Finance Charge ?.

    Was just keeping my fingers crossed that it might have been a form of PPIicon/
    x

    hughes@consumeractiongrou p.co.uk

    Morgan & Stanley/ Goldfish / Barclaycard : F & F Offer accepted , appealing Default on CRA's-ongoing
    HSBC : Managed Loan .F & F Offer accepted , appealing Default on CRA's-ongoing
    Littlewoods: N[COLOR="rgb(255, 0, 255)"]o CCA , PPI INsurance claim. Took to court. Charges refunded. WON appealing Default on CRA's- ongoing

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    Default Re: Got SAR from Barclaycard , what is PPI described as ??

    I haven't got any of those on mine. Someone might come on later and recognise what it is.

    Meant to say, they are supposed to send you a key. Typical Barclaycard, making life as difficult as possible. I think we're supposed to report them to Information Commissioner for not supplying full SARicon.

    Got my first SARicon response ages ago (obviously not all of it, we are talking Barclaycard) but haven't done anything yet.

    Good luck

    Jan


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    Default Re: Got SAR from Barclaycard , what is PPI described as ??

    Quote Originally Posted by Jan4a View Post
    I haven't got any of those on mine. Someone might come on later and recognise what it is.

    Meant to say, they are supposed to send you a key. Typical Barclaycard, making life as difficult as possible. I think we're supposed to report them to Information Commissioner for not supplying full SARicon.

    Got my first SARicon response ages ago (obviously not all of it, we are talking Barclaycard) but haven't done anything yet.

    Good luck

    Jan
    You are on the right track as regards to SAR information.

    When they send the data they should provide a page showing the key which will enable you to assess they information provided within the SAR if the key is not provided then complain.
    Keep at them until you get the information you have paid for

    aa

    I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.
    ------------------------------------------------
    Bank charge successes:
    Halifax - Full settlement incl interest.
    HSBC - Settlement, goodwill no admission of liability about 75% of claim.
    RBS - Settlement, goodwill no admission of liability about 70% of claim.
    2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
    PPI Successes
    PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
    2 claims settled in full with LV without FOS involvement.
    2 claims settled in full with HSBC without FOS involvement

    PPI Claims ongoing with:
    Cap one Now with the FOS
    Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
    LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

    1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..
    Post 290 from
    ***RBS PPI Claim Long fight but, WON***

    Please do not PM me for advice as it may be sometime before I can respond.

    Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE