Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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  1. 14th August 2006 10:25 #1
    mikesmithipresume mikesmithipresume is offline
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    Angry mike smith v HSBC (update)

    I have received a reply from HSBCicon offering me £775.00 as Full and finalicon settlement. My total claim was £1092.20. There is a catch though!!!! In order to get this money credited to my account I have to sign the letter accepting this as full and final settment. What do I do?

    Mike

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  2. 14th August 2006 10:27 #2
    markd markd is offline
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    Default Re: mike smith v HSBC (update)

    Write to them accepting this money as partial payment of your claim, but that you will be continuing, on your timescale, with your claim for your full amount.
    In other words you're telling them that this will do for starters!! You will eventually get all the money you're claiming for!
    Good luck!

    28/07/06 - Prelim letter sent to HSBC for £3648
    31/07/06 - Letter rec'd at HSBC
    14/08/06 - LBA sent to HSBC
    16/08/06 - LBA rec'd at HSBC
    22/08/06 - Finally!! first reply from HSBC offering £2000
    23/08/06 - Letter to HSBC declining offer, saying I want ALL my money!!
    31/08/06 - MCOL filed for £4551.96, to be deemed served on 06/09/06
    05/09/06 - HSBC Acknowledge claim
    22/09/06 - DG Solicitors offer full amount in settlement, I accept!!
    27/09/06 - Full amount paid into my acount
    28/09/06 - Full amount taken out of my account!!!!!
    29/09/06 - Cheque arrives, FOR SOMEBODY ELSE!! with all their account details in a letter adressed to me!!!
    29/09/06 - HSBC refuse to pay money back into my account




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  3. 14th August 2006 10:29 #3
    electra electra is offline
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    Default Re: mike smith v HSBC (update)

    Hi Mike,
    Can i just ask if this offer was made after the first letter or the lbaicon?
    Thanks

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  4. 14th August 2006 10:32 #4
    mikesmithipresume mikesmithipresume is offline
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    Default Re: mike smith v HSBC (update)

    This offer was made after the first letter (request for repayment of charges). I was just about to send my lbaicon (today in fact) but received the offer on Saturday (12th August).

    Mike

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  5. 14th August 2006 14:01 #5
    rdm2006 rdm2006 is offline
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    Default Re: mike smith v HSBC (update)

    I prefer to use "I will accept this as the first installment toward the total of" otherwise you are saying "i refuse this partial payment but will accept it as partial payment of" - too many partials. I'm staying impartial LOL

    HTH (Hope This Helps) RDM2006

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE