Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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Thread: Sky card.

  1. #1
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    Default Sky card.

    Just wondered if any one could explain this one, i have a sky credit card taken out in 2005, have been making payments, two month ago i sent off a claim for PPIicon with a company on no win no fee, at the begining of november i recieved a letter from barclaycard wanting the full amount or it would go to mercers, a week later mercers are on the phone, arranged payments with them but now its a completly different card number ? the operator on the phone passed over the 16 digit number to me to make payments, i am a little confused why its a different number and why sky have passed it to barclaycard shortly after submitting a claim for PPI.

    Any thoughts are most well come.


  2. #2
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    Default Re: Sky card.

    so am i sure it the same a/c?
    i certainly wouldn't pay anything to any phone monkey esp mercers!

    cca them.

    plus if it is the same a/c, then its in dispute, so no collection activities should be taking place nor should it be passed around..

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
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  3. #3
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    Default Re: Sky card.

    Hi BUDIT. I received a letter from skycard a few months ago saying that it will no longer be called Skycard and that Barclaysicon are now taking over Skycard. They told me my new "Barclaycard" number and was advised to tell my bank to use this as a reference for when my direct debiticon is paid. I have a debt managementicon plan with sky/Barclays but was told by them that they do not allow Full and finalicon settlements.... they just have a collections dept!!!!


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    Default Re: Sky card.

    Thread moved.

    Any advice I give is honest and in good faith.
    If in doubt, you should seek the opinion of a Qualified Professional.

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  5. #5
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    Wink Re: Sky card.

    Benboy is quite correct here. All existing SkyCards are now reissued as Barclaycards.

    However, do bear in mind, all Skycards were actually issued by Barclaysicon Bank Plc trading as 'Skycard' - so no change there.

    Just a different correspondence address!

    H


  6. #6
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    Default Re: Sky card.

    Hi Budit,

    If the a/c is in dispute re PPIicon, you should confirm this to Mercers and tell them they must desist from demanding payments in accordance with the OFT debt collectionicon Guidelines.

    However, I'd have thought the Claims Company you are using should be taking care of this.



    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

  7. #7
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    Default Re: Sky card.

    Quote Originally Posted by Helford View Post
    Benboy is quite correct here. All existing SkyCards are now reissued as Barclaycards.

    However, do bear in mind, all Skycards were actually issued by Barclaysicon Bank Plc trading as 'Skycard' - so no change there.

    Just a different correspondence address!

    H
    Yes that's right.... I forgot to add that Skycard was issued by Barclaycard anyway.

    If there is anyone else a bit confused about Sky/Barclaycard and direct debiticon payments..... well I learnt that by forgetting to tell my bank as soon as possible about the change of Barclaycard account number was not such an ordeal. Any payment that went the old Skycard account number was actually refunded back into my bank account (amazingly).... I just had to make up for a few missed payments to Barclaycard. I suppose they have had many customers in the same position. They must have forgotten to inform you of the changes. However, I have no idea why they couldn't just keep our old account numbers, it would have been much simpler!

    Good luck Budit with your PPIicon claim!



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