Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Results 1 to 20 of 20

Thread: am i just lucky

  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    woppy101 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2009
    Posts
    18

    Default am i just lucky

    i have been trying to get my PPIicon back from welcome for a few months now and i have just got a letter back this morning offering me £1900 to settle.i thought welcome never settled and you alwas had to go back through the fosicon am i just one of the lucky ones


  2. #2
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    livingdeadguy Novitiate livingdeadguy's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jul 2009
    I am in
    torquay
    Posts
    270

    Default Re: am i just lucky

    That does sound good! Is this close to what you were claiming from them?

    IF YOU FEEL I HAVE HELPED YOU AT ALL PLEASE FEEL FREE TO TIP MY SCALES.

    NATWEST PPI SUCCESS £490 25/08/09

    NATWEST PPI 2nd CLAIM WON £1135 02/10/09

    A & L PPI £395 WON

    CREATION CLAIM PARTIAL REFUND £1825 01/04/10 NOW OFF TO FOS FOR THE REST

    BARCLAYCARD STILL PENDING

    LITTLEWOODS DCA . DEBT WIPED OUT AND CREDIT FILE UPDATED 23/09/09

  3. #3
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    woppy101 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2009
    Posts
    18

    Default Re: am i just lucky

    they have offerd £1900 and i was claiming £2150 so i snapped their hand off lol


  4. #4
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    livingdeadguy Novitiate livingdeadguy's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jul 2009
    I am in
    torquay
    Posts
    270

    Default Re: am i just lucky

    Thats fair enough. Well done on what seems to be a nice easy win!

    IF YOU FEEL I HAVE HELPED YOU AT ALL PLEASE FEEL FREE TO TIP MY SCALES.

    NATWEST PPI SUCCESS £490 25/08/09

    NATWEST PPI 2nd CLAIM WON £1135 02/10/09

    A & L PPI £395 WON

    CREATION CLAIM PARTIAL REFUND £1825 01/04/10 NOW OFF TO FOS FOR THE REST

    BARCLAYCARD STILL PENDING

    LITTLEWOODS DCA . DEBT WIPED OUT AND CREDIT FILE UPDATED 23/09/09

  5. #5
    Royalties Gold Account Holder
    Help the CAG!!
    Download our toolbar
    postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2007
    Posts
    19,963

    Default Re: am i just lucky

    Do You Still Have An Account With Welcome

    Is This The Local Office Or Notingham Who Agreed Settlement

    Ask Your Self

    Any Strings Attached


  6. #6
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    woppy101 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2009
    Posts
    18

    Default Re: am i just lucky

    its from nottingham and yes i still have an account with welcome but it only has 300 left on it
    if you give me half an hour i will upload the letter


  7. #7
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    woppy101 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2009
    Posts
    18

    Default Re: am i just lucky

    as promised

    Attached Images

  8. #8
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    woppy101 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2009
    Posts
    18

    Default Re: am i just lucky

    this should be better

    Attached Images

  9. #9
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    woppy101 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2009
    Posts
    18

    Default Re: am i just lucky

    third time lucky

    i dont know whats going on they are getting uploaded full size

    Attached Images

  10. #10
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    djwigster Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2009
    I am in
    eradicable
    Posts
    235

    Default Re: am i just lucky

    What was your main basis for complaint if you don't mind me asking? Was it a pretty cut-and-dry one (ie you were disabled/self employed or something), or something they would usually argue the toss over?

    Ta.


  11. #11
    Royalties Gold Account Holder
    Help the CAG!!
    Download our toolbar
    postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2007
    Posts
    19,963

    Default Re: am i just lucky

    Upload with Out Thumbnails Attached


  12. #12
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    woppy101 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2009
    Posts
    18

    Default Re: am i just lucky

    Quote Originally Posted by djwigster View Post
    What was your main basis for complaint if you don't mind me asking? Was it a pretty cut-and-dry one (ie you were disabled/self employed or something), or something they would usually argue the toss over?

    Ta.
    no i told them that i was told i had to take out the PPIicon if i wanted the loan and that because im in the army and the army covers me what ever i couldnt claim anyway


  13. #13
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    woppy101 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2009
    Posts
    18

    Default

    this one
    it still wont work

    Attached Images

  14. #14
    Royalties Gold Account Holder
    Help the CAG!!
    Download our toolbar
    postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2007
    Posts
    19,963

    Default Re: am i just lucky

    Have You Tried Using The Upload Link For Message Boards
    Then Cut And Paste The Url

    LOOK FOR

    GENERATE HTML CODE


  15. #15
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    I am in
    Where the ball did not cross the line
    Posts
    5,403

    Default Re: am i just lucky

    Well back in september the FSA told the financial industry to get there houses in order regarding PPIicon and there will be stiff penalties for the ones that dont.

    Maybe they have finally seen the light, time will tell

    Anyway Well Done.

    PF


  16. #16
    Royalties Gold Account Holder
    Help the CAG!!
    Download our toolbar
    postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2007
    Posts
    19,963

    Default Re: am i just lucky

    They New You Were In The Army And Flogged You PPIicon

    One Of The Terms Of Not Paying Out Is War And Civil Disturbence

    Blatent Miss- Selling

    They Have No Defence


  17. #17
    Royalties Gold Account Holder
    Help the CAG!!
    Download our toolbar
    postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj Authoritative postggj's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2007
    Posts
    19,963

    Default Re: am i just lucky

    Any More Micky Mouse Insurance As Well As PPIicon On The Agreement


  18. #18
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    woppy101 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2009
    Posts
    18

    Default Re: am i just lucky

    this should work

    Attached Files

  19. #19
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    woppy101 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2009
    Posts
    18

    Default Re: am i just lucky

    not that i know of mate


  20. #20
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Nov 2006
    I am in
    Cumbria
    Posts
    4,620

    Default Re: am i just lucky

    Quote Originally Posted by postggj View Post
    They New You Were In The Army And Flogged You PPIicon

    One Of The Terms Of Not Paying Out Is War And Civil Disturbence

    Blatent Miss- Selling

    They Have No Defence

    Just had a success for a member of the family Royal Air Force

    HSBCicon two loans with PPI and PPI not needed as military covered for sickness full pay until such a time as medically discharged and then sufficient money to pay off the debt.

    He has just recovered over £350 on two loans where PPI was totally irrelevant and useless to him.

    MILITARY BEWARE you do not need PPI on any loan. HMG cover you if you are signed of sick and your pay will still be coming in to pay the repayments.



    I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.
    ------------------------------------------------
    Bank charge successes:
    Halifax - Full settlement incl interest.
    HSBC - Settlement, goodwill no admission of liability about 75% of claim.
    RBS - Settlement, goodwill no admission of liability about 70% of claim.
    2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
    PPI Successes
    PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
    2 claims settled in full with LV without FOS involvement.
    2 claims settled in full with HSBC without FOS involvement

    PPI Claims ongoing with:
    Cap one Now with the FOS
    Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
    LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

    1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..
    Post 290 from
    ***RBS PPI Claim Long fight but, WON***

    Please do not PM me for advice as it may be sometime before I can respond.

    Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.


Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE