Thread: Mrs Ms son

Hi, sent CCa to capitalone and SAR received reply to CCA could some one look at this even if it is only for a laugh.








What planet are these people living on.

what should i send now,

As you can see from the letter thy are trying to say that they do not have to show an agreement with the signatures and personal details, why it is what we have askd for.

Bump

I would be sending them this (just as a wind up but you never know)

Dear Sir/Madam,


To avoid any confusion on either side could you please return this form with the relevant details completed.

1. Do we have a fully compliant, signed agreement in accordance with the CCA 1974

YES/NO*


2. If yes, are we prepared to send this to you


YES/NO*

1. 1. If no, we will happily go forth and multiply and not bother you again with any more stupid, irresponsible telephone calls and letters pretending to threaten all sorts short of taking your first born.

YES/NO*




* Delete as appropriate

Originally Posted by silverfox1961

I would be sending them this (just as a wind up but you never know)

Dear Sir/Madam,


To avoid any confusion on either side could you please return this form with the relevant details completed.

1. Do we have a fully compliant, signed agreement in accordance with the CCA 1974

YES/NO*


2. If yes, are we prepared to send this to you


YES/NO*

1. 1. If no, we will happily go forth and multiply and not bother you again with any more stupid, irresponsible telephone calls and letters pretending to threaten all sorts short of taking your first born.

YES/NO*




* Delete as appropriate

It's tempting - do you think they'll answer? lol

M

Of course they will answer, albeit two months later and with nothing that refers to the previous letter.

This IS CAP1 we are talking about. One of the leaders in utter bovine excrement

Does anyone remember a party game where you give the answer to the question before this one. This is how CAP1 work

Letter one. Do you have an agreement?

Response one. ERM no there can't be one!

Letter 2. This account is in dispute!

Response Yes!!

Does this sound familiar

Thanks usaname, and Mr Fox (have read your posts elsewhere on CAG with interest )

Will see where this one goes and start the fight

M

I have drafted this letter does it look ok or is it too much. Do I have to send another £1 to them.


Dear Sirs

Account number *************

I write with regards to the above account with your organisation.

I respectfully request that you provide me by return a copy of the credit agreement which bears my signature. I require this as I have reason to believe that there may be discrepancies within the agreement which may leave it improperly executed

I would also like to see the relevant PPI section.

Obviously if the agreement is improperly executed I would be entitled to ask the court to consider the agreement and make a declaration of the rights of parties to the agreement.

I must stress this request is NOT made pursuant to section 78 Consumer Credit Act 1974 but is made pursuant to the Civil Procedure Rules ( Pre action protocols and Part 31.16) and therefore an unsigned copy will not suffice, only a copy of the original contract in its unaltered form will suffice in these circumstances

Please confirm if you still hold a copy of my signed agreement and that you will provide me with this document.

I do not view this as an unreasonable request given that by supplying the document which I have asked for it will allow me to assess if my case has merit and will help to resolve matters possibly without the need to involve the court and will undoubtedly save costs on both sides

I look forward to your reply and would ask for a response by 30/12/09


Regards
　

can anyone tell me how to sort out my thread as the pages are very wide and i dont know if i can edit

NOW SORTED!! so ignore this post


Mrs M

Originally Posted by MandM

I have drafted this letter does it look ok or is it too much. Do I have to send another £1 to them.


Dear Sirs

Account number *************

I write with regards to the above account with your organisation.

I respectfully request that you provide me by return a copy of the credit agreement which bears my signature. I require this as I have reason to believe that there may be discrepancies within the agreement which may leave it improperly executed

I would also like to see the relevant PPI section.

Obviously if the agreement is improperly executed I would be entitled to ask the court to consider the agreement and make a declaration of the rights of parties to the agreement.

I must stress this request is NOT made pursuant to section 78 Consumer Credit Act 1974 but is made pursuant to the Civil Procedure Rules ( Pre action protocols and Part 31.16) and therefore an unsigned copy will not suffice, only a copy of the original contract in its unaltered form will suffice in these circumstances

Please confirm if you still hold a copy of my signed agreement and that you will provide me with this document.

I do not view this as an unreasonable request given that by supplying the document which I have asked for it will allow me to assess if my case has merit and will help to resolve matters possibly without the need to involve the court and will undoubtedly save costs on both sides

I look forward to your reply and would ask for a response by 30/12/09


Regards
　

Bump

personally, I can't see anything wrong with it

Thanks silverfox, will send the letter now


Mrs M

Thanks usaname. will send the letter and wait for the fight.


Mrs M

Oh well, letter sent . Let's see what happens.

Mrs M

HI everyone

Received a reply from Crap one they sent a copy of the signed agreement can someone have a look and see if it is right.










Not sure why they did not just send this at the begining if they had it.

Mrs M

One more point to make I dont see anywhere on the agreement about the PPI he has been paying

Mrs M