Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Thought I would start a new thread relating to a mastercard dating back to 1990.
I went onto a payment plan with BC last year paying token payments. I then found CAG early this year and decided to send BC a SAR. I have been trying to get info from them for almost 7 months now! They have never sent a copy of the agreement in this time. So, in Sept. I sent off a CCA request. Got the usual photocopy T&Cs allegedly from the date. Sent the account in dispute letter and again requested a true copy. BC sent the standard 3 page letter about how they have complied. They seem to think this is enough for the account to not be in dispute.
A couple of weeks ago I sent off a complaint to the fos asking them to force BC to supply a copy of the agreement. Still waiting t hear back from the FOS on this. I am still making the token payments.
I must have upset someone at BC as today received a letter informing me that the payment plan was ending (there was never a formal date for it to end when it was set up) and they were not going to accept the payments I am currently making. They gave 14 days form letter date for me to make a new offer or they will assume I can begin making full payment again and begin charging interest and adding charges. Nice of them!
Whilst there is a complaint with the FOS, should BC have to put a hold on the account?
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Hi Slick,
Yes, sorry about that! This is for a mastercard the other a visa. Would it be possible to change the thread title of the other one to something like LAD Vs Barclaycard Visa?
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
LAD Vs Barclaycard MC
relating to a mastercard dating back to 1990.
early this year and decided to send BC a SAR
Reply With Quote
