Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I made a claimfor misselling to Egg and they dismissed it I took it to the financial Ombudsman an they have upheld my complaint.
The letter said that they have to pay me within 28 days, does anyone know if this is a definate 'they have to pay me' or can they just ignore the letter from the ombudsman. As the ombudsman has said he has now closed the case.
I made a claimfor misselling to Egg and they dismissed it I took it to the financial ombudsman an they have upheld my complaint.
The letter said that they have to pay me within 28 days, does anyone know if this is a definate 'they have to pay me' or can they just ignore the letter from the ombudsman. As the ombudsman has said he has now closed the case.
They will pay you but in their own time
If they take to long say 4 weeks then get back in touch with the fos and get them to chase it up.
Once an adjudication has been handed down the banks will still tend to take their time to send the cheque or pay the money into your account. (YOU SEE IT IS ALL ABOUT PROFITS AND THE LONGER THE BANK HAVE YOUR MONEY THE MORE PROFITS THEY REAP)
Chase them all the way for a rapid result
aa
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
it may be worth checking your account, i also won my case against Egg, they didnt send me a letter telling me about the refund it just appeared on my credit card balance i only checked by accident and the money had been refunded a few weeks previously, the letter informing me of this came quite a few weeks later
It was a loan account which they sold on to someone else because due to the fact that they wouldnt pay up on the PPI Igot into difficulties and had to make smaller payments. On the Egg site the balance for my loan shows nil and has done for over 6 months. The 4 week deadline is 23 December if tey dont contact would you suggest concting them or back to the fos
Me to. Point out the difficulties being put in your path by Egg.
aa
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
Egg Ppi
to Egg
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Originally Posted by wayoutneeded
