To cut a long story short. I am over my arranged overdraft with halifax by £682.44
I was waiting on a claim for my bank charges to come through (being sorted by Alison & Reilly Solicitors) but now that the courts have favored the banks it seems that Halifax will no longer wait on my claim and are demanding £682.44 off me before the 26th December.
I have breached contract and they want me to pay up.
Obviously I don't want to ring the Retail Bank Collections as they are a bunch of turds and never listen and always make agreements that I have not agreed too.
What are my options here? Ive heard from Alison & Reilly that the maximum time it will take for my claim to go through and find out if I can get anything will be 3 months... is there anyway of putting Halifax off until the claim has been settled?
Is it worth going to the citizen advice bureau?