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BC CC - ORIGINAL Agreement actually received!! Please Help
I have today received from one of the delightful DCA's for BC a copy of my original Credit Card application from the early 90's. What a shock that was!
I had requested it through a CCA request(s) and a DPA request - without success and many complaints!
I have a few queries, but I wondered if there are any experts out there who have too received such an old copy of an application form/agreement who may be able to advise?
It appears that the prescribed terms are on the application form, which leads me to believe it may be enforceable - however:
No T&C enclosed (although referenced)
Application form is clearly printed from microfishe. There is a border of black on all three documents provided, and all have have a partial number, extracted from my ORIGINAL BC number
Attached forms, for internal BC use, state “please check the enclosed application form’ twice in one request, when sending for internal approval
I have not dated the application form, there was no date box
Front page of application form is signed, and the box states : “Application accepted agreement signed and executed for and on behalf of Barclays Bank PLC – with a signature and a date
This is an OLD BC account, it has since been upgraded to a gold account with a different card number and I assume T&C - will this affect the validity of the agreement/application form?
I am unable to scan and post up for the next week or so, I have other priorities with a Cohen's defence to submit - and lack of access to a scanner.
I just wondered if there were any experts in old BC applications/ agreements who may be able to offer some assistance or point me to a thread with further info
Re: BC CC - ORIGINAL Agreement actually received!! Please Help
Hi Me Too,
Scan the doc't when you can. There are quite a few threads with agreements on them so have a look around when you have time.
If the old a/c was closed and a new one opened, I don't know if you would have to sign a new agreement. I can see some merit in saying the new a/c takes over from the old, so the old agreement would apply to the new a/c.
So the real question is, "Is the old agreement enforceable ?"
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
BC CC - ORIGINAL Agreement actually received!! Please Help
's for BC a copy of my original Credit Card application from the early 90's. What a shock that was!
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