Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Screw the Supreme Court, screw the banks, screw the government, screw the OFT test case. WE need to decide what WE want and DEMAND it. We need a mass march - well organised and peaceful of course - fixed for next year to tell them we aren't going to stand for this bull****. Who's in?
Originally Posted by renegotiation
The solution to all this simple. Getting the solution is the problem! Unauthorised overdrafts need to be outlawed completely. No bank should allow any customer to go into an unauthorised overdraft! If a customer goes into an overdraft through a guaranteed cheque or Switch card payment etc., then the overdrawn amount should ONLY be treated as an authorised overdraft! If a bank wants to deny authorised overdrafts to certain customers they need to simply deny the customer the ability to do this by terminating their Switch card and not issuing new cheque books that are associated with such cards or not issuing them in the first place! All authorised overdrafts should only be subject to a rate of interest and no charges! There needs to be regulation on the cap of such an interest rate. THAT'S ALL FAIR. IT ISN'T HARD. HOWEVER, WE ARE BEING RULED BY BENT CROOKS!
That's for starters!
What sort of world do you want your kids to grow up in?
side a pile of LTSB 'fob-off' letters struggling to get out!
Posts
2,398
Re: March For A Fair Financial System.
Originally Posted by renegotiation
Screw the Supreme Court, screw the banks, screw the government, screw the OFT test case. WE need to decide what WE want and DEMAND it. We need a mass march - well organised and peaceful of course - fixed for next year to tell them we aren't going to stand for this bull****. Who's in?
Me
LTSB PPI on various loans (current/settled) - Refunded inc 8%
MBNA 1 Charges - Refunded inc CI
MBNA 1 PPI - Refunded
MBNA 2 Charges - Refunded inc 8%
MBNA 2 PPI - Refunded
MBNA 2 Accident Ins - Refunded
Swift Advances (settled) Mortgage Charges -Partially refunded
Swift Advances (settled) Mortgage PPI - Refunded inc CI & 8%
Sainsburys (settled) Loan PPI - Refunded inc CI +8%
Sainsburys (closed) Card Charges - Refunded inc CI + 8%
M&S Money (closed) Card Charges - Refunded inc CI
M&S Money (closed) Card PPI - Refunded inc 8%
Direct Line (settled) Loan PPI - Refunded inc CI + 8%
side a pile of LTSB 'fob-off' letters struggling to get out!
Posts
2,398
Re: March For A Fair Financial System.
Originally Posted by renegotiation
We can hire out a tandem mate.
LOL Not sure if Mr Landy would approve of me sharing a tandem with a strange man (or frog for that matter!) though - not saying you're strange!
Thing is there's all these people supposedly owed millions by the banks, yet the good old Brits won't take to the streets like the other European countries would in a similar situation. We did it for the poll tax (well not me personally) so why not for bank charges?
LTSB PPI on various loans (current/settled) - Refunded inc 8%
MBNA 1 Charges - Refunded inc CI
MBNA 1 PPI - Refunded
MBNA 2 Charges - Refunded inc 8%
MBNA 2 PPI - Refunded
MBNA 2 Accident Ins - Refunded
Swift Advances (settled) Mortgage Charges -Partially refunded
Swift Advances (settled) Mortgage PPI - Refunded inc CI & 8%
Sainsburys (settled) Loan PPI - Refunded inc CI +8%
Sainsburys (closed) Card Charges - Refunded inc CI + 8%
M&S Money (closed) Card Charges - Refunded inc CI
M&S Money (closed) Card PPI - Refunded inc 8%
Direct Line (settled) Loan PPI - Refunded inc CI + 8%
LOL Not sure if Mr Landy would approve of me sharing a tandem with a strange man (or frog for that matter!) though - not saying you're strange!
Thing is there's all these people supposedly owed millions by the banks, yet the good old Brits won't take to the streets like the other European countries would in a similar situation. We did it for the poll tax (well not me personally) so why not for bank charges?
Oh what the hell. You and Mr. Landy can have the tandem and i'll run along behind with my trousers falling down. Just like how Galahad's slave ran behind the horse. British society has been dumbed down a lot since the Poll Tax demonstrations, not that I want to see anything like that. People, on the whole, feel more downtrodden, powerless and despondent too. Our country is largely controlled by unelected crooks and has gone right down the toilet. I feel like i'm suffocating in manure. We need to get a thorough list of demands on a petition and peacefully rise up together.
Originally Posted by meagain
In that case, you'll understand the implications of paragraphs 1, 19, 47, 51 and 59 of the judgment, then.
I understand what they judged on and that the judgement was BENT. It's not hard really.
What sort of world do you want your kids to grow up in?
I understand what they judged on and that the judgement was BENT. It's not hard really.
That answers my question then. You definitely haven't understood the judgment. All that was decided was that Regulation 6(2) does not apply. They have explicitly NOT decided that the banks' charges are fair.
I'm hoping you have a more suitable basis for saying the judgment was "bent" than "the OFT lost". The banks did not get their way - they wanted a declaration that their fees were a commercial matter and were entirely fair and proper, the Court said no.
I'm hoping you have a more suitable basis for saying the judgment was "bent" than "the OFT lost".
Nope, the OFT case was sound and it certainly is my basis for calling the judgement BENT. It's called a corrupt Establishment. Anyone with an ounce of common sense should be able to figure that one out. If you think that was an unbiased judgement you are in Cloud Cuckoo Land i'm sorry to say.
What sort of world do you want your kids to grow up in?
Nope, the OFT case was sound and it certainly is my basis for calling the judgement BENT.
The OFT case was not sound. The banks believed they had an objection under Regulation 6, the court agreed. Not much more to it than that. The OFT have emptied one cartridge, and they've still got another crate of them left.
The OFT case was not sound. The banks believed they had an objection under Regulation 6, the court agreed. Not much more to it than that. The OFT have emptied one cartridge, and they've still got another crate of them left.
Well, I completely disagree with you. I maintain that the OFT case was sound and that the Supreme Court is BENT. Not much more to it than that.
What sort of world do you want your kids to grow up in?
LMAO. That call to action went well then. Landy and I on a bicycle made for two. They will be quaking in their boots at Westminster. No wonder this country is in such a mess. When we are all completely enslaved, which I seriously believe we will be, we will only have ourselves to blame. No hard feelings though folks. I acknowledge that it's hard to stand up and be counted after having our noses rubbed in the dirt for so long.
Brian Gerrish - 'When members of the House Of Lords get caught taking massive bribes and largely get away with an apology you know something is seriously wrong!'
What sort of world do you want your kids to grow up in?
I was furious this morning but now its looking as though all is not lost ... I think the next few days will bring more clarity.
But yes, would march. And I'm hoping people will be so fed up about the way the finance industry as a whole has treated us in the last 10 years or so that reaction will be as bad as to Poll Tax.
I'm in as well. It's about time we the oppressed British public stand up for our rights for once.
(Now, I can't afford train tickets as the bank charges have crippled me so if we could make the march somewhere in Dorset and not too far from my house as I can't afford a long trip, thanks in advance)
(Now, I can't afford train tickets as the bank charges have crippled me so if we could make the march somewhere in Dorset and not too far from my house as I can't afford a long trip, thanks in advance)
March For A Fair Financial System.
Originally Posted by renegotiation
The solution to all this simple. Getting the solution is the problem! Unauthorised overdrafts need to be outlawed completely. No bank should allow any customer to go into an unauthorised overdraft! If a customer goes into an overdraft through a guaranteed cheque or Switch card payment etc., then the overdrawn amount should ONLY be treated as an authorised overdraft! If a bank wants to deny authorised overdrafts to certain customers they need to simply deny the customer the ability to do this by terminating their Switch card and not issuing new cheque books that are associated with such cards or not issuing them in the first place! All authorised overdrafts should only be subject to a rate of interest and no charges! There needs to be regulation on the cap of such an interest rate. THAT'S ALL FAIR. IT ISN'T HARD. HOWEVER, WE ARE BEING RULED BY BENT CROOKS!
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Not sure if Mr Landy would approve of me sharing a tandem with a strange man (or frog for that matter!) though - not saying you're strange!
Re: March For A Fair Financial System.
