Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have an ongoing issue with Barclaycard, to the point now, where I am trying to see if the debt is infact, enforceable.
Received yesterday their final response letter, hopefully attached!!
Can someone shed some light on this for me please?
Hi
The thumbnails are too small to read I'm afraid. Could you repost then using photobucket, tinypic or as a pdf file.
Have you applied for a copy of your agreement and if so could you post that up too (minus any personal details)
fox
If you are asked to deal with any matter via private message, PLEASE report it.
Everything I say is opinion only. If you are unsure on any advice given, you should see a qualified solicitor
I will upload everything I have received to date from BC and then upload it here. Have not received a signed dated copy of my agreement, but did receive a letter yesterday waffling on about the fact one is not required to be held by them by law??
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Never used Photobucket before and don't think I will again?!!
The fos has now got all the paperwork pertaining to my dealings with BC, as the bundle was so big, I sent them the originals as I have copies of everything on my PC. I have not yet filed the court docs as I am waiting for a witness statement to arrive, but when it does, that will be my first port of call!!
I have never received a signed executed copy of my credit agreement, in one of their letters they cited section 61 of the CCA 1974, which even I know, has been superseded by the 2006 amendments! Actually I have just had a quick look at some of the amendments and I may raise a point under Section 6 (24) as I have not received annual statements either! My case has escalated somewhat as BC realised I had a Barclays current account and decided to help themselves to what was in there and also, Barclays took the liberty of `giving` me a reserve amount (never asked for and never required) which BC have also helped themselves too! So now have massive charges on that account which I requested to be closed when I realised the scenario.
One thing I know for certain is that, should I win the Lottery the only thing I will NOT do is pay either Barclays or BC!!!!!
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Help!!
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