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ppi claiming restitutional damages (charley vs the funding corp
Hello , Help Needed , Am About To Try For Restitutional Damages Ref A Refund For PPI From The Funding Corp From 05 Original Amount £855.61.
Started Wring To Them As A Result Of Realising You Could Back In March 09, Several Letters Demanding Refund Later They Have Just Admitted They Owe Me The Above Amount And Of Course They Have Lovingly Only Offered That Amount That Amount Despite My Request For interest , Sent lba For 1900 Or Will Seek Further For Restitutional Damages ,
Am I Correct In Saying That I Work This Out With The Original Amount And Date And Use Online Calculater And Compound It Anually To Date Forcorrect Figure And Add Stat 8%
Also Because I Believe That They Have Deliberatly Not Aknowledged My Claim Since March That They Have Been Fraudulently With Holding Aknowledgement Ie On My SAR The Statement Sheet The Original Figure Was Disguised As A Journal Debit And Only After My Questioning This Via A Letter Did They Aknowledge My Claim , Also The Figure Was Added To The Balance Columb On The Statement Rightly Or Wrongly ?
So My Questions Are How Do You Work Out Restitutional Damages And Seek Them Through The Courts And What Shall I Use For The POC
Thankyou In Advance :d
Re: ppi claiming restitutional damages (charley vs the funding corp
Hello charley,
restitutional damages is not something I am familiar with, You should perhaps pm Bankfodder or post up a thread that he will pick up on.
I do have an idea where bf is coming from on the issue but it would be wrong of me to make any comments as I am not fully in the picture on this issue.
aa
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
Re: ppi claiming restitutional damages (charley vs the funding corp
Hi Aa, Many Thanks For The Reply, Yes Bf Has Mentioned It On Some Other Threads , Was Not Sure About Pm Ing Him As Thought He D Be Mega Busy, And Yes He S Up On The Subject.
I Have Investigated As Much As Possible The Subject Via The Web , And Found Various Document From The Courts Themselves Relating To restitutionary damages , As For The Funding Corp , Ive Downloaded All Their Quarterly Reports From Their Site Along With Their DCA Part Of The Firm And Some Choice Pages They Were So Kind To Have On Their Site.and Together With My Proof / Evidence Of Paying Out For Various Loans Myself Ref The interest Rates On Them , And Knowing I Will Have To Make A Good Case For Damages Saying That Had I Of Received My Refund I Would Of Not Needed The Other Loans Etc .
Its Just The Bit About Them Hiding The Figure On Their Statement And Once Confronted They Owned Up To It, And The Fact That It Took Them Since March Of This Yr To Nov To Do So .
So Fraud Prob Is To Strong But Certainly A Mis Representation Occured, And What To Put On My POC .
Am Aiming For The Next Week To File .
Many Thanks Sir