Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
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a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I've been on the site and I think Barclaycard have tried to "fob" me off with sending the usual T&C but with no signed agreement. In their letter to me accompanying these T&C they have stated "that under section 78, we must supply you wth a copy of your executed agreemnt and a statement of account which is practicable to refer. Please note, a copy of your current Barclaycard Credit Agreement will be sent under a separate cover."
Then latest T&C turned up...no signed agreement.
I've followed some threads, are the next stages now;
SAR request and also a letter requesting that they need to send me a true copy of the executed agreement. I am still paying the each month- extortionate rates... Has anyone had success in challenging Barclaycard in court if they cannot trace the signed CCA?
They've increased their % rates charged and I wanted to check the original terms....I'm paying the monthly minimums, but this has increased, and is a struggle to pay them ..I've challenged it but they are saying that that it is in their terms & conditions..hence I'm checking....
a sort of fire-fighting role here. Hate HFC & their past compulsory PPI ethos
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Re: Barclaycard CCA info rec'd- No Signed Agm't
you'll prob get better answers and find more useful info in the barclaycard forum
i'll get this moved for you
then p'haps you could read a few threads there too, that should help.
sadly, as you have already guessed
this is the typical resp from bc, though some have had success.
dx
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Barclaycard CCA info rec'd- No Signed Agm't
request and also a letter requesting that they need to send me a true copy of the executed agreement. I am still paying the each month- extortionate rates... Has anyone had success in challenging Barclaycard in court if they cannot trace the signed CCA?
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