Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Smile lochlisa / help with agreement please.

    I have received copies of my loan agreement. Where can I post it for someone to review for me?

    thanks.


  2. #2
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    Default Re: Credit agreement HSBC

    Hello and Welcome, lochlisa.

    Post it up here, then I'll move it.

    Regards.

    Scott.

    Any advice I give is honest and in good faith.
    If in doubt, you should seek the opinion of a Qualified Professional.

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  3. #3
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    Default Re: Credit agreement HSBC

    hey Scott,

    just checked what they sent me and it is only 2 printed pages out of 4 pulled from a PC folder (it shows the folder path at top) and does not contain any Loan Terms etc. Can you point me towards the correct form to send them (a CCA ??) to get the full info needed. The loan was signed in 2005 so fingers crossed its not documented correctly.

    many many thanks, lochlisa


  4. #4
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    Default Re: Credit agreement HSBC

    Scott - here is Credit Agreement in 2 parts. thank you for moving it to the right place to see if it is enforceable.

    fdloan1 on Flickr - Photo Sharing!

    fdloan2 on Flickr - Photo Sharing!


    Is it not weird that the agreement is signed by them before it is signed by me???


  5. #5
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    Default lochlisa / help with agreement please.

    can some kind person please look at this and let me know if it is a valid agreement?

    thank you.

    Lisa


  6. #6
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    Default help with agreement please, please.....

    I am bumping this in the hope that someone can look at my agreement and advise if it is enforceable.

    Please, please can someone help?

    Lisa


  7. #7
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    Default Re: lochlisa / help with agreement please.

    Quote Originally Posted by peterbard View Post
    Hi

    The Prescribed terms all seem to be there there are no charges other thatn interesticon so there is not a chance that they may have misscalculated the total credit. THe only issue i can see is the lack of cancellation details could you tell us was tha agreement signed at home or in the traders premisses and was there any face to face contact with the creditor prior to the agreement being made.

    Cheers peter
    this was signed at home and no face to face contact has ever been made with the creditor.

    thank you Peter for any advice you can give.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE