Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default do I need account number to SAR for PPI?

    a bit of a long shot I know, but here's the story.

    In 1997/8 my OH had a personal loan with Natwesticon, I think it was for 3k and it had PPIicon on it.

    In 1999 he was made redundanticon, we struggled on for a few months making the payments, then we approached the bank. At this point my OH was claiming unemployment benefit. The bank turned him down and as far as I can remember, gave no reason.

    I battled for a while, but they flatly refused to pay up.
    As he was out of work and I only had a part time job we couldn't afford to pay the monthly payments and he was defaulted.
    We then had to agree to pay a set amount per month until the loan was repaid.

    As we had a house fire three years ago I know we don't have any paperwork for the loan.
    So how would I SARicon them?

    We currently have a basic step joint account with them, but nothing else.

    What do you think my chances are????

    9-1-07 S.A.R - (Subject Access Request) sent:o !! Lloyds and Halifax!
    20-1-07 S.A.R - (Subject Access Request) sent Capital One
    20-1-07 S.A.R - (Subject Access Request) sent Halifax Card Services
    20-1-07 S.A.R - (Subject Access Request) sent Marbles
    20-1-07 S.A.R - (Subject Access Request) sent Halifax (Birchave0's sis)
    8-3-07 PPI refund Lloyds TSB Loan £1200 + £2900 off loan balance
    22-5-07 Halifax *Won* £1025
    23-9-07 Goldfish 8k balance written off, £2300 PPI + charges returned, no agreement

  2. #2
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    Default Re: do I need account number to SAR for PPI?

    As long as you can provide the name and address used for the account and satisfy them that you are who you say you are then they are obliged to give you the data

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE