Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. #1
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    kerry_marie_25 Novitiate

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    Default halifax defending claim, is it normal?

    I recieved a letter from court stating that Halifaxicon had 21 days to reply to the claim i issued, the next day i recieved another letter stating the halifax was defending the claim and had 28 days for this. I noticed that it had been signed by halifax's solicitor, i then worried i wouldn't win , is this normal? What happens after the 28 days are up? Thanks in advance

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  2. #2
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    carlyt123 Novitiate carlyt123's Avatar

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    Default Re: halifax defending claim, is it normal?

    Hi

    Yes this is completely normal.
    Halifaxicon have applied for extra time to enter their defence.
    They now have 28 days from the date you filed your claim to submit their defence.
    You should then rececive a copy from them and a letter from the court including a aqicon questionnaire to fill out. However if you don't receive a defence during the 28 days, you have won!!
    That is the next stage and you then await a court date, either full hearing or AQ hearing.

    Hth
    Carly


    Lloyds TSB credit card-
    Judgement by default filed 8/06/07


    Virgin credit card-£120 claimed Settled in full
    Business barclaycard-£200 claimed Settled in full
    Business a/c-£961.31 claimed Settled in full
    NatWest personal a/c-£3010.28 claimed Settled in full
    Abbey business a/c-£2390.96 Settled in full
    Halifax personal a/c-£497 claimed Settled in full
    HSBC credit card-£175.65 claimed Settled in full
    Co-op credit card-£150 claimed Settled in full
    NatWest business a/c-£250.00 claimed Settled in full

    Halifax personal a/c2-£336 claimed Settled in full

    Lloyds Business a/c-£1027 claimed Settled in full

  3. #3
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    kerry_marie_25 Novitiate

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    Default Re: halifax defending claim, is it normal?

    thanks carlyt123 i feel alot better for knowing this now, fingers crossed and hope they dont reply in the next 28 days. thanx again


  4. #4
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    Default Re: halifax defending claim, is it normal?

    No problem at all, and even if they do respond in the next 28 days you will still win, it will just take a bit longer


    Lloyds TSB credit card-
    Judgement by default filed 8/06/07


    Virgin credit card-£120 claimed Settled in full
    Business barclaycard-£200 claimed Settled in full
    Business a/c-£961.31 claimed Settled in full
    NatWest personal a/c-£3010.28 claimed Settled in full
    Abbey business a/c-£2390.96 Settled in full
    Halifax personal a/c-£497 claimed Settled in full
    HSBC credit card-£175.65 claimed Settled in full
    Co-op credit card-£150 claimed Settled in full
    NatWest business a/c-£250.00 claimed Settled in full

    Halifax personal a/c2-£336 claimed Settled in full

    Lloyds Business a/c-£1027 claimed Settled in full

  5. #5
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    bravingtonbear Novitiate

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    Default Re: halifax defending claim, is it normal?

    if you do not mind me asking, have some of the Halifaxicon cases once the money claim thing been submitted paid out after about 5 days???

    I am sure I ahve read a few of these soem wehre.


  6. #6
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    carlyt123 Novitiate carlyt123's Avatar

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    Default Re: halifax defending claim, is it normal?

    Quote Originally Posted by bravingtonbear
    if you do not mind me asking, have some of the Halifaxicon cases once the money claim thing been submitted paid out after about 5 days???

    I am sure I ahve read a few of these soem wehre.
    Hi,

    Yes I got a Full and finalicon offer shortly after my MCOL was filed,

    Carly


    Lloyds TSB credit card-
    Judgement by default filed 8/06/07


    Virgin credit card-£120 claimed Settled in full
    Business barclaycard-£200 claimed Settled in full
    Business a/c-£961.31 claimed Settled in full
    NatWest personal a/c-£3010.28 claimed Settled in full
    Abbey business a/c-£2390.96 Settled in full
    Halifax personal a/c-£497 claimed Settled in full
    HSBC credit card-£175.65 claimed Settled in full
    Co-op credit card-£150 claimed Settled in full
    NatWest business a/c-£250.00 claimed Settled in full

    Halifax personal a/c2-£336 claimed Settled in full

    Lloyds Business a/c-£1027 claimed Settled in full

  7. #7
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    Tinkerbelle Informative Tinkerbelle Informative Tinkerbelle Informative Tinkerbelle's Avatar

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    Default Re: halifax defending claim, is it normal?

    Quote Originally Posted by kerry_marie_25
    I recieved a letter from court stating that Halifaxicon had 21 days to reply to the claim i issued, the next day i recieved another letter stating the halifax was defending the claim and had 28 days for this. I noticed that it had been signed by halifax's solicitor, i then worried i wouldn't win , is this normal? What happens after the 28 days are up? Thanks in advance
    Hi Kerry,

    This is normal..Take a look at My Halifax Thread here


  8. #8
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    taffycraig Novitiate

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    Default Re: halifax defending claim, is it normal?

    Quote Originally Posted by bravingtonbear View Post
    if you do not mind me asking, have some of the Halifaxicon cases once the money claim thing been submitted paid out after about 5 days???

    I am sure I ahve read a few of these soem wehre.
    i had 1237 odd but now im sending in the baliff for the rest



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