Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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Thread: Managed Loans

  1. 11th August 2006 17:15 #1
    Essayeffsee Essayeffsee is offline
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    Default Managed Loans

    What have people done with their Managed Loans claim?

    What are you claiming back? How?

    Any success?

    As it looks like my charges on the account are nearing the home turn I want to move on before this gravy train stops running!!!

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  2. 11th August 2006 17:36 #2
    Tigs33 Tigs33 is offline
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    Default Re: Managed Loans

    If your charges have been converted to a managed loan you should (in theory) be able to reclaim the interesticon on the managed loan.

    My husband is in the process of claiming against HSBCicon on the interest on his managed loan (made up entirely of charges)

    It is now in the hands of their solicitors and we should hear something in the next couple of weeks.

    REFUNDED
    Hubbys - HSBC £4,165 paid 18/8 after MCOL issued
    HSBC - £651 paid 18/8 after MCOL issued
    HSBC - £147 Prel 7/8, LBA 21/8, MCOL 6/9 £241
    Hubby Halifax - Prel 29/7 £215, LBA 21/8, Offer rec. £110 22/8, MCOL 6/9 £298
    Abbey - £2758 - Prel 26/6, LBA 10/7 - MCOL 26/7 £3,391, offer 25/8 £1,755.94, paid £3567.32 after Case manag hearing
    Barclays - £675 Prel7/8, LBA 21/8, offer received £300 MCOL 6/9 £998 - Paid £1,012 before going to Court
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  3. 30th October 2006 23:19 #3
    karljj1 karljj1 is offline
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    Default Re: Managed Loans

    I wonder if anyone can help with this. I have had 3 accounts with HSBCicon. The first was a current account which was suppossed to have all my d/d,s/o etc going out of it and my wages going into it. The second one was just for loan repayments and the third was a loan account.
    HSBC decided that they wanted to get some money out of me and changed the system so that my wages went into the second account but any money went out of the first account, making me go overdrawn. I have now sent off the data protection letter and am awaiting a response for the second account.
    Regarding the loan, what can i claim for? I checked my statement recently and one interesticon payment was over £80. Can i ask for that to be returned or is it one of the things that cant be claimed?

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE