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I would like to claim back my PPI from L+V I had a discusion with one of their reps a few weeks ago re my final payment for the loan and in amongst other things she said that I shouldnt of had PPI because I am self employed??
If you know how much PPI you have paid, just put a claim for it back but don't forget to include the interest as well.
If you're not sure, a SAR to LV will be the way to go for starters.
All credit to the rep for pointing this out to you. an unusual occurrence.
If you are asked to deal with any matter via private message, PLEASE report it.
Everything I say is opinion only. If you are unsure on any advice given, you should see a qualified solicitor
Well the SAR should bring back your statements showing how much has been paid on th PPI and what the interest rate was at the time.
I'm not sure if you can compound the interest (someone else will have to answer that) but if you can it will bump up your repayment considerably
If you are asked to deal with any matter via private message, PLEASE report it.
Everything I say is opinion only. If you are unsure on any advice given, you should see a qualified solicitor
Well the SAR should bring back your statements showing how much has been paid on th PPI and what the interest rate was at the time.
I'm not sure if you can compound the interest (someone else will have to answer that) but if you can it will bump up your repayment considerably
Thanks for that Siver, I shall send the SAR asap. and keep you informed.
Thanks for that Siver, I shall send the SAR asap. and keep you informed.
Cheers
Mr W
Keep up the pressure on LV I have just had a settlement on two loans in the region of £7k without the need for the Financial Ombudsman Service they sort of agreed with the claim and probably because they had;;;
1 already been fined by the FSA for mis-selling and
2 did not want the FSA to find out that when an account was put into a debt management Plan they actually did not refund any of the PPI at the point the dmp started so actually kept on taking the money.
Nasty LV for doing that and not informing the debtor
aa
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
Ppi L+v
from L+V I had a discusion with one of their reps a few weeks ago re my final payment for the loan and in amongst other things she said that I shouldnt of had PPI because I am self employed??
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Originally Posted by silverfox1961
