Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hello, Really love this site have been reading it for a while now,and i think its gonna be invaluable to me ( or all the brilliant people on here )
I have just applied to Egg and 5 other creditors for my CCA, i set up my own repayment plan with all my creditors which have been on going now for a year, but im getting more fed up with the balances still huge,and BRAVE now!
I owe EGG 3,500 on a credit card i took out in 2003, i payed them £7.00 a month then they asked for more then i payed £10.00 a month for another 6 months..............
Then on the way back from sending my CCA letters recorded from the post office, what should be waiting for me.....a letter from 'APEX' How strange?? (looks like EGG got brave too?,lol) i rang APEX and emailed them my budget plan and CCS ref number, APEX have said they will only accept £50,
Which i can't afford (being a single mum) anyway, i sent a copy of the letter to apex that i sent EGG but without the £1 fee,
What i want to know is if you lovely people can help me is should i have sent APEX a different letter, if so, which one?
Thanks to all in advance
New EGG claimer!!!
and 5 other creditors for my CCA, i set up my own repayment plan
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