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Hi all,
I am about to start my fight with Egg and would appreciate any help.
I have 2 accounts, cant rem. how long I've had them, but a few years. recent history as follows:-
No. 1. Egg Card -
31.01.2008 "We are ending your egg card agreement" letter.
07 Aug. 08 Default Notice
08 Aug. 08 Capital Collection Agencies letter
18 Aug 08 Default Notice
16 Sept. 08 "Egg Card account terminated " letter
04 Nov. 08 "unable to contact you" letter
No. 2 Egg Money
18 Aug 08 Default Notice
15 Sept 08 "Egg Money account terminated" letter
07 Nov 08 Moorcroft collection letter for full amount
08 Dec 08 Moorcroft "NOTICE OF INTENDED LITIGATION"
20 Aug 09 Moorcroft monthly payment arrears letter.
I have ignored all the letters as I started up a dmp in Aug 08 and this has been paying both cards since then.
Both cards have PPI, although I have never requested this. In past conversations I have requesed that ppi is removed, which has been done but then added again at later dates.
So, now I send a CCA request to Egg for no. 1 card, and a CCA request to Moorcroft for 2nd card? sorry if this seems a basic question, once I know where to begin I will start a thread for each card seperately.
Hi,
Yes, send a CCA request for each account to whoever is handling it at the moment so 1 to Egg and 1 to Moorcroft however, to find out what the PPI has cost you, I would SAR Egg with both account numbers and see what they send back.
Usually I would say just send a SAR to Egg and not the CCA request but in recent weeks I have seen a lot of creditors not sending the agreement as part of a SAR so for the sake of another quid I would do both
fox
If you are asked to deal with any matter via private message, PLEASE report it.
Everything I say is opinion only. If you are unsure on any advice given, you should see a qualified solicitor
sorry, another question- do you know if the address is still
The Recon Ops & Clearance (DSIR) Team Egg plc
Point North
Waterfront West
Brierley Hill
West Midlands
DY5 1LU
If you are asked to deal with any matter via private message, PLEASE report it.
Everything I say is opinion only. If you are unsure on any advice given, you should see a qualified solicitor
another dumb question sorry,
got my postal orders to send off today, should I fill in the payee or leave them blank ?
taken me some time to pluck up the courage to do this so don't want to mess up right at the start .
I have started a dmp for OH Egg account last month.It is a concern of mine that they will deceide thay cannot be bothered with it and sell it. This thread confirms that fear. Can I confirm that they agreed debt management plans with you for both cards in August and they have sold it?
I know I can fight them and win...but I would rather do without the hassle.
Hi Sammy,
it was because of DCA's chasing me for both cards that I started with the dmp.
When I started the dmp I just gave them the Egg account details, not DCA's
I have spoken to my DMP to confirm where my payments are going and interestly payment for card 1 goes to egg, card 2 payment goes to moorcroft.
so today I have sent off the SAR to Egg for all the info and a CCA to Egg for card 1, and CCA to moorcroft for card 2. I will start sep. threads for each card as and when I get a response.
beginners question - 2 egg cards
and would appreciate any help.
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ta
go for the fight Sammy!