Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Overdraft up for review??!! HELP

    I have just recieved this letter from the YB, it is obviously of the back of my SARicon could someone advise??( this is for my mums account)

    Dear XXXXXX,

    Balance:1276.34
    Credit limit:1300.00

    We note from our records that your account is due for review and we should be obliged therefore, if you would contact Abingdon street on XXXXXXXX484 within the next 14 days, to discuss the matter further.

    If we do not hear from you within 14 days from the date of this letter, your personal credit limit will be withdrawn in full. Sufficient funds must then be paid in to repay any debit balance outstandin on your account.

    Blah blah Stacey bettison CAMu Officer.

    To compound this my mum has rang and tried to settle the balance for 108.00 a month and is waiting for a response, depite me advising constantly not to communicate with the bank before consulting CAGicon,

    Can anybody help???

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    Default Re: Overdraft up for review??!! HELP

    Hi there ! I`d of thought as long as your mum contacts them within the agreed time frame a mutual arrangement should be settled. I got the same letter last november, my overdrafticon was £800 at the time.They said my overdraft facility had to be withdrawn due to the way my account was being run.We agreed to reduce it by £10 a week. I wasn`t too pleased at the time but i`m now taking steps to retreave the £1160 they abused me in charges.

    YB Data Protection Act letter sent recorded post 14-7-06
    statements recieved 8-08-06
    prelim letter sent 9-08-06
    LBA letter sent 26-08-06
    MCOL filed 18-09-06
    AQ Filed 6-11-06
    Court date 22-2-07

  3. #3
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    Default Re: Overdraft up for review??!! HELP

    That sounds better - my mums an invalid and can't afford 108.00. the reason for that is that YB

    *Sting her benefit every month (usually twice)

    *Keep her in that cycle to pay for an executive sitting at chrimbo!

    The SWINES! is there any logic in trying to say they cannot change anything on the account because it is under dispute?, Thanks and good luck with your claim



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE