Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Have been reading through this site again to try and find out the info I require, but would be grateful if anyone could help me clarify what I need to do next?!?
I'm claiming £814.50 from BOS and after sending my 'letter before action' have just received a letter offering £137.00 as 'a gesture of goodwill' - I'm clear that I should accept this, but is there a letter in the library that I can use to accept the £137.00 which states that I will continue to make a claim for the rest?!?
I'm a bit confused as to what I am actually saying to them next and also if I accept some monies, what does that mean in terms of schedule, ie. My last letter said that they wouldn't hear from me again until I made a claim?
Hope this makes sense!?!?! Feel close to the finish now and am determined to go all the way and take the slimey B@#*ards for all I can!!!
Any help or advice would be very much appreciated.
Thanks!
Dan
'Non Illegitimati Carborundum'
('Don't Let The B*****ds Grind You Down')
_________________________ _______________
Bank Of Scotland - Claiming £1221.27.
17/7/06: Sent Prelimary Request For Payment.
20/7/06: Received reply saying Customer Relations will investigate and I will receive reply 'no later than 4 weeks'!
1/8/08: Sent Letter Before Action.
8/8/06: Received letter offering 'Goodwill gesture' of £137.00, which I have replied 13/8/06, saying I would accept as part payment.
All quiet on the Western Front - no contact from them...
29/8/06: issued Court Claim via Money Claim Online for £1221.27 - Keep your fingers crossed because I have just paid £120 Court Fees and am a little nervous. . . ! ! ! ! ! :?
Yes there is a letter in the temps folder to address this.
Their letter looks kike it has crossed with your lba.
you could send something short and to the point along the lines of;
Account No ref
Dear.........
I acknowledge reciept of your letter of .........and note your offer of..........
As indicated previously in my letter before action sent on ......... I am seeking repayment of the full amount £.......
Therefore I am unable to accept the offer,being that it falls considerably short
of the total amount being claimed.
I would of course consider this as being part settlement,but will still be pursuing the remainder through the County Courts together with costs and interest at 8%.
Please be advise that this action will commence after the 14 day period as indicated previously.
I trust this clarifies the matter
yours
etc
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The other issue is that I have been consistent in sending all correspondence to the BOS Head Office address at The Mound in Edinburgh. The replies I have received have been from addresses in Leeds and just to make things even more complicated, they letter of the £137 offer came from an address in Leeds and the pre-paid envelope they sent me was for another address in Leeds! So, maybe this is why the letters may have crossed in the post.
Should I continue sending correspondence to the BOS Head Office in Edinburgh, or now start sending letters back to the named individual who was replied to me?
'Non Illegitimati Carborundum'
('Don't Let The B*****ds Grind You Down')
_________________________ _______________
Bank Of Scotland - Claiming £1221.27.
17/7/06: Sent Prelimary Request For Payment.
20/7/06: Received reply saying Customer Relations will investigate and I will receive reply 'no later than 4 weeks'!
1/8/08: Sent Letter Before Action.
8/8/06: Received letter offering 'Goodwill gesture' of £137.00, which I have replied 13/8/06, saying I would accept as part payment.
All quiet on the Western Front - no contact from them...
29/8/06: issued Court Claim via Money Claim Online for £1221.27 - Keep your fingers crossed because I have just paid £120 Court Fees and am a little nervous. . . ! ! ! ! ! :?
Nearly There?!?!
and after sending my 'letter before action
' - I'm clear that I should accept this, but is there a letter in the library that I can use to accept the £137.00 which states that I will continue to make a claim for the rest?!?
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