Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 11th August 2006 10:28 #1
    Les Gunn Les Gunn is offline
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    Default Me vs Capital One

    Hi People,

    Fresh from my success whooping HSBCicon's a**e, here's my progress so far:

    *Had statements already so charges accrued of £100

    *Sent repayment request 10th July

    *Noticed £48 added to my Credit Card on 19th July. Replied to them online saying I wanted the full amount and backed this up with a letter.

    *Got a letter from Robert Udy telling me to keep my account in order and that they were giving me the £48 as goodwill.

    *lbaicon sent 27th July

    *No reply to my letter so MCOL actioned today - it might only be a small amount but they are not entitled to it!!



    Similar Threads:
    --------------------------------------------------------------
    HSBC
    Settled in FULL on 8/8/06 - £3619.53

     CAPITAL ONE
    Settled in Full on 6/9/06 - £84.76

    ABBEY NATIONAL (Old N&P Mortgage)
    Settled In Full on 2/3/07 - £307.13

    SPML
    *Court Case Withdrawn - family illness*
    MORTGAGES PLC
    *Court Case Withdrawn - family illness*
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  2. 12th August 2006 22:05 #2
    Bean Bean is offline
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    Smile Re: Me vs Capital One

    You're right Les Gunn, even if you had lost it in the street you would spend some time looking for it. As they have unlawfully taken it, that makes it even more worthwhile, there's a point to prove as well as the recovery of a loss.

    Regards,
    Bean
    Lloyds TSB - 27/11/06 - £6377 paid – rest with FOS

    SETTLED
    Cap One - 6/10/06 - £875
    Lloyds TSB (MC) - 20/10/06 (BY DEF) £372
    Hitachi Cap - Nov. 06 - £207
    Citi Cards - 28/12//06 - £220
    Monument - 23/1/07 - £889
    Barclaycard (Mrs. Bean) - 19/2/07 £376
    Opinions / advice of Bean are independent, informal, without prejudice, without liability, not CAG endorsed. If in doubt, ask a qualified professional.
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  3. 6th September 2006 23:46 #3
    Les Gunn Les Gunn is offline
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    Default Re: Me vs Capital One

    So, Capital Oneicon make me a settlement offer accepting no liability whatsoever and saying that they are still right. It was on £84.76, but it was worth every penny of the MCOL!

    I've accepted, so another successful case closed

    GOOD LUCK WITH YOURS!

    --------------------------------------------------------------
    HSBC
    Settled in FULL on 8/8/06 - £3619.53

     CAPITAL ONE
    Settled in Full on 6/9/06 - £84.76

    ABBEY NATIONAL (Old N&P Mortgage)
    Settled In Full on 2/3/07 - £307.13

    SPML
    *Court Case Withdrawn - family illness*
    MORTGAGES PLC
    *Court Case Withdrawn - family illness*
    Reply With Quote Reply With Quote
  4. 7th September 2006 09:21 #4
    Bean Bean is offline
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    Talking Re: Me vs Capital One

    Congratulations Les Gunn!

    Don't forget to complete the bank charges survey and donateicon anything you can.

    Regards,
    Bean
    Lloyds TSB - 27/11/06 - £6377 paid – rest with FOS

    SETTLED
    Cap One - 6/10/06 - £875
    Lloyds TSB (MC) - 20/10/06 (BY DEF) £372
    Hitachi Cap - Nov. 06 - £207
    Citi Cards - 28/12//06 - £220
    Monument - 23/1/07 - £889
    Barclaycard (Mrs. Bean) - 19/2/07 £376
    Opinions / advice of Bean are independent, informal, without prejudice, without liability, not CAG endorsed. If in doubt, ask a qualified professional.
    Reply With Quote Reply With Quote
  5. 7th September 2006 10:42 #5
    chriswatkins chriswatkins is offline
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    Default Re: Me vs Capital One

    well done

    CHRIS WATKINS
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE