Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have a Charging Order courtesy of Natwest made in 2007
Obviously I had a CCJ, for around £9000, that led to this (2003).
To cut a story short, Natwest are telling me that I have to negotiate with Regal Credit to make a payment plan with them to settle the debt sooner.
Natwest are named on the CCJ/CO and the court ruled on the amount to be paid each month. Am I right in thinking that any variation they want has to be done via the courts and I'm within my rights to stick to the court order? I'm sure I am and it's just a case of them trying to bully me into complying but self-doubt creeps in..
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
There are no clauses. They have said they won't take direct payments and I have to wait for Regal Credit to get back in touch and then negotiate a payment scheme. Strange as they have said that I could have made direct payments after their solicitor stopped taking the debits they had insisted upon to prevent further court action.
I've offered to pay but they are refusing the payments so how can I be expected to abide by the charging order and judgement?
Natwest idiots..right or wrong?
made in 2007
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