Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi everyone. I have just joined today and in need of advice. I took out an Egg credit card in 2000 and, having read many (very informative) posts on here, and those on other forums, believe that my CCA may be unenforceable. I have written to Egg and asked them for my CCA, along with a Postal Order for £1.00 (the PO is so they don't have my signature on any documents and my letter is unsigned too). I realise that they will 'default' on my request if they don't provide this documentation in 12+2 days time and, until then, there isn't much I can do. However, in the meantime, my question is, if they don't respond within the time frame do I continue to make the payments as required, or do I stop payments and advise them that I have put my account into dispute. I have just come out of a six-month short term repayment plan with EGG, whereby the monthly repayments were lowered and no interest/charges were applied, but now that this has ended my payments have gone up by almost £100 a month and it's crippling me. The overall debt is just over £5000. Any advice would be gratefully received!
Egg Credit Card taken out in 2000.
credit card in 2000 and, having read many (very informative) posts on here, and those on other forums, believe that my CCA may be unenforceable. I have written to Egg and asked them for my CCA, along with a Postal Order for £1.00 (the PO is so they don't have my signature
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