Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I've been on a dmp with Egg. Regular payments on time. Haven't missed any since dmp.
I also managed to get back the Ppi and have SAR'd the loan. Today I checked online and Egg have sold my loan to a DCA without telling me. Can they do that?
I'm been on a dmp with Egg. Regular payments on time. Haven't missed any since dmp.
I also managed to get back the Ppi and have SAR'd the loan. Today I checked online and Egg have sold my loan to a DCA without telling me. Can they do that?
Legally yes, but morally and ethically it's wrong.
Was this agreement pre-2007?? If so, it may Egg trying off-load these agreements as they know they are faulty because they do not contain the term "credit limit" only "approved limit."(Actually, not sure about loans...but certainly this term was used with credit card agreements.)
I'm only paying them a nominal sum at the moment, by agreement, and thought they'd been pretty quiet for a while. Perhaps they've done the same to me!!
Which DCA is it? Haven't you received any communciation from either party?
If you feel I've helped then by all means click my star to the left...a simple "thank you" costs nothing!
I'm only paying them a nominal sum at the moment, by agreement, and thought they'd been pretty quiet for a while. Perhaps they've done the same to me!!
I think they did this out of spite as I've had the PPIs refunded.
I've had the same thing happen with my Egg credit card. It has been sold to Apex. Enclosed in the same envelope, and on the same shiny paper was a letter from Egg saying the same thing!!
They want me to contact then to arrange payment...as if!!
Oh well, this was one which I was keeping on the back burner as I was only paying a nominal sum but, let the battle commence!!
If you feel I've helped then by all means click my star to the left...a simple "thank you" costs nothing!
It would appear that over the last few days Egg have suddenly sold a large amount of accounts to Apex, there are now many (new) threads regarding this, perhaps admin could start a single thread or a sticky ?
It would appear that we are all in the same situation:-
We had an agreement with Egg to pay a minumum amount.
We stuck to this agreement.
Egg suddenly without warning sold this debt onto Apex.
It would appear that over the last few days Egg have suddenly sold a large amount of accounts to Apex, there are now many (new) threads regarding this, perhaps admin could start a single thread or a sticky ?
It would appear that we are all in the same situation:-
We had an agreement with Egg to pay a minumum amount.
We stuck to this agreement.
Egg suddenly without warning sold this debt onto Apex.
We receive a text from Apex and then a letter.
Andy
No text with me...although that probably went to my old works phone!!
I actually have my original agreement...one of the few I did keep, and it refers to "limits" and "approved limits."
Think PT's case regarding this is in Cardiff in March 2010 so think that will be pretty critical for us all. Perhaps that's why they're offloading them now!
After hearing nothing from Egg since June, I received a letter from Apex Credit Management this morning. Although Im surprised it got here as it doesnt have my flat number on it and there are 126 houses in my block!
What's the best way of tackling this? I have a pre-2007 agreement.
Egg up to no good.
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Re: Egg up to no good.
Originally Posted by dx_
