Thread: referral charges

Correct me if im wrong somebody, but i think it is when they honour the d/d, they still charge you for doing it. :?

Never quite understood what "referral" was meant to be, but it's irrelevant.

It's simple: If you think that the charge applied is more than what it actually cost them, it's unlawful. (does not apply to ATM charges, or regular interest).
If it's unlawful, you ask for it back.

Paid Referral is when they have paid out a DD/SO/Cheque and it has made you go overdrawn. They charge £30 for each one to a max of £90 in a month on the 6th working day of the following month.

Unpaid Referral is when they decline to pay a DD/SO/Cheque as it would have made you go overdrawn. They charge £38 for this immediately.

Both are charges and can be recovered so go for it!