Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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Thread: Is it time?

  1. #1
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    sarahh117 Novitiate

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    Default Is it time?

    hiya,wel its been 3 weeks now since i sent my lbaicon letter,ive heard bugga all,the only letter i did get was my FOB of letter,so ive done all the steps now,so is this where the fun begins,ie money claim,just carnt understand how sum people are gettin offers as soon as they send there first letters,oh n could sum1 just tell me,as my account stands im 200 pound overdrawn,is this goin make any diff,just been a bit worried as ive got put my hoilday money in the bank in a few weeks,n knowing my luck,they will prob just swipe it,thanks sarah x

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  2. #2
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    Default Re: Is it time?

    As far as i know your overdrafticon is safe for the time being (maybe someone could confirm this), the bank cannot take it off you as the account is in disputeicon, when its all sorted they prolly will cancel you o/d but by that time you`ll have your winnings..err i mean charges returned



  3. #3
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    sarahh117 Novitiate

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    Default Re: Is it time?

    oh thanks 4 that,i was gettin a bit worried lol,so would u say its time 2 start money claim now.thanks sarah x


  4. #4
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    Default Re: Is it time?

    Yep, i`d get the form filled in if its been 3 weeks since your lbaicon

    Good luck, not that you`ll need it tho



  5. #5
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    sarahh117 Novitiate

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    Default Re: Is it time?

    thanks,if u dont mind me askin how r u goin on?


  6. #6
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    Default Re: Is it time?

    I dont mind at all, my court papers were served on the 9th August, the RBSicon have until the 26th to respond, so yet again i am playing the waiting game hehe



  7. #7
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    Peterquinton Novitiate

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    Default Re: Is it time?

    sorry i am new where are the letter templates?


  8. #8
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    Default Re: Is it time?

    oh rite,so ur a bit in front of me then,so wen u put ur claim in with money claim,how long does that usally take x


  9. #9
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    sarahh117 Novitiate

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    Default Re: Is it time?

    hiya,go on 2 the libirary part n they r all there x


  10. #10
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    Default Re: Is it time?

    I did it the old fashioned way, i went down to the courts and handed it in, it was a friday when i did it, so they couldnt do anything til the monday, sorry, but in the whole should only take a few days to serve the papers.

    Pete, you should read the FAQ first then start off your own thread, but the letters page is http://www.consumeractiongroup.co.uk...lates-library/



  11. #11
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    sarahh117 Novitiate

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    Default Re: Is it time?

    oh rite,didnt think it wud av been that quick,i was just goin do it online next wek,just thought id giv them till then lol,then they r havin it,i hope u go on ok,i luv hearing people who av got there money bk,i just hope we av the same luck x


  12. #12
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    Default Re: Is it time?

    I`d do it ASAP if i were you, you should stick to your timetable and not the banks, they wouldnt give you extra time hehe



  13. #13
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    Default Re: Is it time?

    well waited well over the time limit with the bank,so just had a spare 30 pound in my bank to pay money claim,to start my small claims,could anyone tell me how long it takes for it to go to court and things start happening,got to say im bricking it a bit now ive started my claim,just hope i get somewhere with it!!!


  14. #14
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    Default Re: Is it time?

    could anyone help me,i started my claim with moneyclaim 11th sept,i recevied a letter stated the bank had 7days to comply,its now well over that,im just wondering if anyone could tell me what happens now,do i just leave it the moneyclaims hands now and wait thanks sarah x



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