Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
AL declined to pay a DD due to lack of funds, the DD was for £500 and i only had £369, however I noticed that AL had taken £100 overdraft fee the day before and then im charged a 'payment review fee' of £25 for the returned DD! So their fees prevented a DD payment.
Its a fee for being over my OD limit last month, the date is unusual as before any fee had been taken in the middle of the month, my limit is £250 so not massive.
It just seems ridiculous that their fees and charges result in non payment, £100 fee just cant be justified. I wouldn't mind so much if they applied a consistent approach, some months they allow payments to go through and next time they don't!
£100 overdraft fee??!
fee the day before and then im charged a 'payment review fee' of £25 for the returned DD! So their fees prevented a DD payment.
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