Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi, I have a few creditors that are being paid via a CCCS set up,
But I keep getting hassle from barclaycard to pay money, they say I havent paid anything for 3 years, Im out of work, I havent paid anything to CCCS for 2 years at least, theyve said when you get work to restart payments.
Whats my best option to get B'card off my back?
reading through the site, I'm thinking that CCA request to start the ball rolling, Ive not requested SAR yet,
Any advice appreciated.
Send BC a CCA request with the £1 fee for starters.
Also send a SAR with the £10 fee to get a/c statements so you can reclaim all penalty charges on the a/c, to reduce the balance.
Do 2 separate letters but send them off together to BC by Rec'd Del'y.
You could also do this for the other creditors, but start a separate thread for each case so they don't get confused.
CCCS will not agree that you should stop paying those creditors that fail to produce a valid credit agreement. However, as you're paying nothing at the mo, this isn't so relevant.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
barclaycard hassling on phone
yet,
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