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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Whocallsme - The truth and nothing but...


F_DCAs
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As some of you may know already, I seem to be hitting a nerve with certain debt collection agencies (ie Lowell) by my posting links to CAG on whocallsme.com.

 

Therefore, it seems the only logical step is - keep making people aware.

 

I've given regular plugs for CAG on my 'dcamaggots' Youtube clips, with some success, but intend to do the same on whocallsme, as I believe that there are still not nearly enough people who know their legal rights are regularly being abused by bailiffs or debt collection agencies.

 

Therefore, it's high time that as many people as possible are made aware of this site and the help it can offer.

 

So, what I'm looking for are as many phone numbers that these companies use as humanly possible. For instance, Lowell mainly use 01133086000, but do use several others. I'm hoping to create CAG links to every single number that is used by a collection agency or bailiff firm. Reasoning for this is because whocallsme appears to be the main site used to check on phone numbers.

 

I'm well aware that there's CAG links on many numbers already.

 

There is nothing malicious or illegal about this - whocallsme is there to inform the public about the companies that use these numbers, and what the public's experience of this company is like.

 

I already have drawn up a short template that I will post on each number, and I think that this is a good way of attracting more profile to CAG and offering support to those who may not already be aware of us already.

 

What does anyone else think?

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If people want to start submitting DCA/bailiff firm phone numbers to this thread, I'll see that each number given has at least one CAG link.

 

The world is becoming more reliant on internet access, and more people are becoming more distrustful of private companies - with good reason.

 

So, many want to check word-of-mouth before having any dealings with a company they've never had any contact with before. And whocallsme is very often used for that purpose.

 

By doing this, and the more numbers I get, I think that companies that use telephone as a medium to threaten and bully - like DCAs or bailiff firms - will eventually find that means of communication to be pretty ineffective if everyone knows who they are and what they do.

 

Even if they change their number, then if this thread is made a sticky, it's only a matter of time before the new number gets disclosed on this thread again and hey presto, the whocallsme entry for that number will have a link to this site also!

 

I think that this idea has the potential of cutting a fair percentage of telephone harassment by companies.

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I have 4!!!! numbers for Apex Credit Managment and proud to say not answered 1 of them yet;)

 

01789 265999

01789 265392

01789 775800

01789 775899

 

Beau

Please note: I am not a lawyer and as such any advice I give is purely from a laymans point of view;-)

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Another key point I've missed is that I cannot see any feasible way that CAG can lose out with this idea. In fact, it can benefit massively - better yet, there's nothing illegal about it.

 

Anyone suffering telephone harassment from a certain phone number can copy and paste a template onto a whocallsme entry for that number. Or ANY call log site, for that matter.

 

The more people who get to be made aware of this site, the more likely it is that we can help a great many more people than we already are.

 

Then, the more likely it is that donations will be received to keep this site going. Plus, as I mentioned before, using telephone as a medium to convey threats can be cut at a stroke, and will become a markedly less viable tool for such companies that choose to use it.

 

If nothing else, it shows solidarity and a good opportunity to return the favour if you feel that CAG has helped you.

 

Besides, these companies profit from other peoples' lack of awareness as regards where they stand in relation to debt matters. Now, CAG has a golden opportunity to profit from their dishonesty and give some measure of redress to those who've suffered past victimisation.

 

Let's face it - CAG has dented these companies' profits and the threat-spew industry is hurting because of it. Now, there's the potential to increase this and possibly even drive some crooks right out of business - because the government and the law as it stands clearly isn't inclined to do it for us!

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That's exactly what I mean - something like that, but a list that also takes in the numbers of bailiff firms as well as DCAs. That list does look a little short, but that's the kind of thing I mean.

 

Once that list is drawn up, and if constantly kept updated, then template messages can be pasted into each entry that exists for that number, which takes about 20 seconds to do for each number.

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01132979698 ge money

01158431407 cap one

01158431411 cap one

01158783301 cap one

01204677400 argos

01204770421 frederickson

01252576460 capquest

01254302200 studio

01268297673 cred card

01412283050 allied

01514732528 mercers

01565220162 frederickson international

01612460200 alliance

01614752812 moorcroft

01614752875 moorcroft

01709376553 debt managers

02031034000 halifax

02082282900 citibank

02084958760 cap quest

02087634511 credit solutions

7795805597 allied

08000150948 citibank

08000190905 VANQUIS

08000515503 littlewoods

08002794783 monument

08004220280 debris legal

08004220294 capital one

08004220295 capital one

08445811014 halifax

08450349748 fredericksons

08450349913 frederikson

08451262663 ge money

08453000674 calder

08453005961 mercers

08453007021 mercers

08453007022 barclaycard/mercers

08453007026 littlewoods/barclaycard

08453007027 littlewoods/barclaycard

08453008109 credit card center

08453070700 triton

08453304800 newmans

08454019111 barclaycard

08454019113 littlewoods

08456021111 argos

08456029441 bank of scotland halifax

08701240200 ge money

08707513077 howard cohen

08708500831 albion collections

08708503491 halifax

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