Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 3rd November 2009 13:41 #1
    toasted toasted is offline
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    Default urgent advice needed

    I have issued proceedings against Alliance and Leicester and I am about to amend my particulars of Claim which have to be filed and served by next Tuesday.

    A and L does not accept that bank charges incurred after the test case was issued in 2007 are deemed to be in dispute. I need to know what authority if any, has established this point, to include in my pleadings.

    Any help from the site team would be most appreciated

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  2. 3rd November 2009 14:25 #2
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    Default Re: urgent advice needed

    There is no formal authority as such. A&L are not one of the parties to the OFT litigation.

    However they will be bound by the Supreme Court decision and by the findings of the OFT on fairness.

    A&L are benfitting from the stays on charges cases and in fact it is clear from their website that although they are not part of the litigation, they know about it, they acknowledge it, they base their approach to charges complaints on it and they themselves are putting claims on hold pending the test case.

    Clearly A&L are being very sneaky - having their cake and wanting to eat it too. Must be a Spanish thing.

    http://www.alliance-leicester.co.uk/...e-on-fees.aspx

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  3. 3rd November 2009 16:52 #3
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    Default Re: urgent advice needed

    Thanks Bankfodder, I am confused as it says on the website that all bank charges are deemed to be in dispute following the test case! I just wondered where that view came from.

    Thanks for your help - toasted

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE