Hello all, thanks for taking the time to read my post...(I hope i have posted in the right section)
Firstly can anyone point me in the direction of a template to put an account in dispute?
The reasons being is that due to redundancy i have failed to pay a car payment, i called the car finance company and they informed me that i had PPIcover on the finance (of which i did not know), they gave me the company name and we began sending relevant forms to them from the job centre. Now after paying the PPI for 8 months, the PPI company say that the underwriters need proof that i am seeking work and applying for jobs,(I thought an ABI1 form was sufficient proof), and that payments to the original creditor have stopped (in AUG09).
Since then the O/C has sent several DCA's to my home, called several times asking for payment and no payments from the PPI company have been made.
One would assume that the O/C has added interest and late charge fees and who knows what else to the account, whilst it has taken the under-writers to review the case (which has took 3 weeks).
Now can i put the account in dispute to hold off the creditors calling me and adding further fees to the finance and also what is the route to getting back the PPI for which i originally paid from the original O/C?
Thanks...



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