Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi Pauline
Thanks for your kind words.
"Do you have to keep putting in claims until you get the amount back your owed, or is there a way of claiming more than £750 in one go. "
Yes probably, unless after the first claim the bank crumble and give you the rest back.
Summary cause is the next step up from small claims. It is a little riskier, (not much as you're going to win anyway)but then it has a limit of £1500.
Next step from that is "ordinary action" and you would have to employ a lawyer, and that may cost more than your charges.
With a small claim you'd have around £750 in charges, 39 court costs and maybe around £150 in judicial interest.
And there is also talk of the Scottish small claim system being brought up to £5000 next year.
Hope this sheds a little light.
Mairi