Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Right got me back statements and me light blue marker pen last night and started going through the ream of statements in front of me....rough calculations show that they owe me £3023.50 i am a tad confused by a couple of things though (doesnt take much for me) There are two other fees i can see on my statements, one is Auth O/Draft usage Fee and the other is overdraftadmin Charge both these fees seem to vary. Can i claim one but not the other or can i claim for both? If i can then that would mean my claim was £3199.50 before interest and costs
Well tonight looks fun, me vindaloo, voddie and bags of statements that need transferring on to spreadsheets....
hi i havent included auth o/d usage fee (this minimal yeah? mine are) as this is a fee for the arranged overdraft which is a service effectively. but have included overdraft admin charge. (which is going over your overdraft limit mainly caused by their flipping charges!!!!!!!!!)
ummmmmm looks like fast track for you matey.. welcome to the club ha ha !!
yep transferring to spreadsheets total pain in the arse but well worth it to get the 8% interest ...goood savings plan uh!!!!
I am still waiting for my statements, how long do they take roughly ?
Being one of those horders, I have all my statements and charges, these guys really seem to have got their charges down to a fine art. I make a rough total of about £2200.00 in 5 years.
The one that gets me is the unauthorised overdraft fee. I have had five of them, the first for £3.00 the last for £64.00!!!!
Has anyone called the girl refered to in the other posted item?
Good luck with tonight, I guess I have it coming to me.
Voddiemonster v Woolwich
i am a tad confused by a couple of things though (doesnt take much for me) There are two other fees i can see on my statements, one is Auth O/Draft usage Fee and the other is overdraft
admin
Reply With Quote
Re: Voddiemonster v Woolwich
