Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi all
myself and my husband have got a loan with welcome this was a top up loan for our mortgage.
the loan was taken out in 2006 and they added £3021.34 in PPI.
can i claim this back and where would i start
many thanks
christina
i didnt even know it was on there.... is that classed as missed sold ?
Yes. If you didnt even know it was on there then that suggests that they didnt go through any of the questions to ensure that the cover was suitable for you. (ie if you are self employed/pregnant/have an existing health condition then most policies wouldnt be suitable).
Have a look through this forum and at the "sticky" threads and you'll find information and template letters to start your claim off.
Hi all
myself and my husband have got a loan with welcome this was a top up loan for our mortgage.
the loan was taken out in 2006 and they added £3021.34 in PPI.
can i claim this back and where would i start
many thanks
christina
Please read the stickies at the top of this forum there is a mountain of information for you to search and find answers to your questions.
My general advice is research then get the data then act to get your money back.
The second link leads to many more. Lots of reading but IMO all useful in the claims to recover mis-sold PPI. If you have any questions please post them up and I am sure you will get a response to help you along the way.
aa
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
The Consumer Forums
welcome ppi
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Originally Posted by christinajanep
