Hi
Anyone ever heard of Close premium finance?
I took out car insuranceicon with Express insurance 18 months ago. 2 months in and the DD got returned unpaid. I recieved a phone callicon no more than a week later and made a card payment to bring my account back up to date.
From then on the DD was fine and the car insurance remained in place with out a hitch until i sold the car a few months ago and cancelled the insurance.
I have now realised that i have a default on my credit file dating back to that missed DD payment!!
Can they do this as i have never signed anything or had any finance directly from Close Premium Finance. Only a car insurance policy with Express Insurance!!
Please help.