Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi,I,m new to this site,and looking for advice,i have bank charges totalling £1000 plus a the moment,i have an agreed o/d of 250.00,and as i have no money going in at the moment,my d.d are geting returned and i am getting charged..i am in a vicious circle as i have no money going in,but the bank keep adding charges for fun!!...how can i get out of this?..any help appreciated..or point me in the right direction please...
Hi,So Sorry for the delays in replying,i am as new to internet/computers as i am battling my debts..lol...(or maybe i shouldnt).lol..that is....am finding it a bit hard feeling my way round the site,but please bear with me...i actually spoke to somebody at nationaldebtline and got some advice on how to deal with debt and bailiffs....just waiting for paperwork from them now..
The bank in question is Lloyds t.s.b,of which i have been a loyal customer since the 1980,s....i have morgage,loan and credit card with them...
any help appreciated....
Apparently,i managed to get into my online banking today(i have never used it before)...and my account started going overdrawn at the 5th august....today i cancelled my direct debits(as to try minimise more charges)...i am now in the process of writing to each individual....of my financial circumstances...(i work between 26&30 hrs p.w..have 2 dependants of 19 & 23..both on j.s.a...i feel so despaired right now..like i,m in a bottomless pit..please help...
I've moved your post to start a new thread for you.
Start a claim for your charges, make a list of them going back as far as possible.
Then send a Prelim letter to your Bank asking for these charges back.
bacardibabe, help with Lloyds TSB
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