Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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Thread: Melons V Rbos

  1. #1
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    Default Melons V Rbos

    Just thought I would share my experiences so far with you fine people.

    Letter sent requesting bank statements for the past six years on my Royalties premier account on 15/5/06, with a £10 cheque clerly requesting full Subject access requesticon and bank statement for the past 6 yearsicon.

    Letter recived back dated 25/5/06 asking did I want to have just the bank statments (which would be £5) or a full Subject access requesticon.

    Wrote back on 10/6/06 advising that as previoulsy stated I requested a full subject access request (Is it just me or are they trying to stall me here?)

    letter recieved back on 21/6/06 thanks for you letter we will send you full details within 40 days from the date that the request was recieved from the bank.

    26/7/06 still no bank statements so write them a letter giving them 7 days to reply (sent recorded) or I would apply to the county courticon for an order to enforce compliance, together with damages at the discretion of the court.

    Guess what? on 30/7/06 all my bank statements turn up, so that night, added up the charges then checked and double checked, triple checked and then checked again (well I am an auditor so second nature)

    Preliminary letter sent on 3/8/06 for £1225.00. They don't have long to reply now, so will let you know how it goes.







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    Helen

    Monument - £312 - Request for repayment of charges sent 26/6/06. Letter received offering £156. LBA sent 25/7/06. Court claim made 22/8/06.
    RBS - £1225.00 - Request for repayment of charges sent - 3/8/06. LBA sent 30/8/06
    Capital One -£160.00 - Request for repayment of charges sent. Reply offering £96. LBA sent reply received saying that's your lot. Court claim made 27/7/06, has until 15/8/06 to reply. **FULL SETTLEMENT RECEIVED 17/8/06. £160.00 + £30.00 c/costs. **

  2. #2
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    Default Re: Melons V Rbos

    Hi Melons30

    same almost happened to me they cut it very fine and even then did not supply all the details, so technically they are in default (but i'm saving that for later). I'm claiming about £5200 + about £1200 in interesticon. I'll be doing it in two chunks I think

    I'm at the fob off go away letter from Tommy and lbaicon stage.

    I'm not even going to ask about your user name

    Dave

    ** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **

    see you stand like greyhounds in the slips,
    Straining upon the start. The game's afoot:
    Follow your spirit; and, upon this charge
    Cry 'God for Harry! England and Saint George!'

    If you think I have helped, informed, or amused you do the clickey scaley thing !!

  3. #3
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    Default Re: Melons V Rbos

    Good luck Dave,

    Hope it all goes well for you.

    As for my user name, well as you can see my name is helen so I was always called melons from a young age at school and it has stuck ever since. Nothing to do with anything else ha ha

    Helen

    Monument - £312 - Request for repayment of charges sent 26/6/06. Letter received offering £156. LBA sent 25/7/06. Court claim made 22/8/06.
    RBS - £1225.00 - Request for repayment of charges sent - 3/8/06. LBA sent 30/8/06
    Capital One -£160.00 - Request for repayment of charges sent. Reply offering £96. LBA sent reply received saying that's your lot. Court claim made 27/7/06, has until 15/8/06 to reply. **FULL SETTLEMENT RECEIVED 17/8/06. £160.00 + £30.00 c/costs. **

  4. #4
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    Default Re: Melons V Rbos

    Letter received on 22/8/06 from Tommy McLean at Customer relations saying that we believe the charges are fair blah blah, and that therefore the charges will stand.

    lbaicon sent today.

    Helen

    Monument - £312 - Request for repayment of charges sent 26/6/06. Letter received offering £156. LBA sent 25/7/06. Court claim made 22/8/06.
    RBS - £1225.00 - Request for repayment of charges sent - 3/8/06. LBA sent 30/8/06
    Capital One -£160.00 - Request for repayment of charges sent. Reply offering £96. LBA sent reply received saying that's your lot. Court claim made 27/7/06, has until 15/8/06 to reply. **FULL SETTLEMENT RECEIVED 17/8/06. £160.00 + £30.00 c/costs. **


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