Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Who is at fault? Advice please.

    My partner purchased a vauxhall astra 11 months ago. In June this year the interior light kept turning itself on. He took it to a local garage to fit a new light and also for a service. 2 weeks later he was stationary in the car when he noticed smoke coming from the passenger side by the windscreen and then from the panel underneath the door. There was not actual fire, so not covered on insurance (very big blow) as apparently the insurance assessor stated this was a mechanical fault.
    Evans halshaw had to re wire the vehicle as a cost of two thousand three hundred pounds!!! The repair sheet states "suspect start point interior lamp". We returned to the garage that initially fitted the light and he rang his supplier who asked for the old light. Thankfully evans halshaw had kept everything they had stripped from the car and this was in an upstairs office (some good luck at least) The interior light was sent back to vauxhall for testing, but this has come back as inconclusive. Meanwhile neither vauxhall nor the local garage will accept any responsibility. A solicitor told me to get a 2nd opinion, but every auto electrician I have spoken to states it is impossible to diagnose now the repair work has been carried out. 1 stated that in his opinion it must have been a wiring fault as a faulty interior light would only have blown a fuse. Does anyone know if we have any comeback legally on either of the 2 garages?
    Any advice would be greatly appreciated
    Thanks


  2. #2
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    Default Re: Who is at fault? Advice please.

    Hi there,

    First a bit more info; how old was the car when you bought it? Did you buy it private or from a dealer? If the latter; was there a warranty on the car?


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    Default Re: Who is at fault? Advice please.

    Hi, thanks for the resonse. When we bought the vehicle from a dealer it was 3 years and 2 months old and came with 6 months warranty, which had expired at time of the incident.
    Thanks


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    Default Re: Who is at fault? Advice please.

    Have you paid to have the repair done?

    You say
    There was not actual fire, so not covered on insurance (very big blow) as apparently the insurance assessor stated this was a mechanical fault.
    but must have heard the saying - there's no smoke without fire and that is true here, so why haven't you insisted the insurance take care of it?

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    Default Re: Who is at fault? Advice please.

    Quote Originally Posted by tange10 View Post
    . A solicitor told me to get a 2nd opinion, but every auto electrician I have spoken to states it is impossible to diagnose now the repair work has been carried out. 1 stated that in his opinion it must have been a wiring fault as a faulty interior light would only have blown a fuse. Any advice would be greatly appreciated
    Thanks
    Actually it is possible if you have the wiring loom, parts and the car. For a start there will be witness marks due to the heat generated where it starts. Generally these "thermal incidents" as we call them start due to a short direct to earth and the biggest culprit is usually the door switch on this circuit. I'm not saying this is the cause but is where I'd start to look.


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    Default Re: Who is at fault? Advice please.

    Yes we have had to pay as we needed the car back as insurance company would only give us a courtesy car for 28 days and we didnt want to have to pay any more money out
    Many thanks for the response


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    Default Re: Who is at fault? Advice please.

    can anyone tell me what the actual definition of "fire" means in an insurance policy??



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE