Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
After the long process of getting the statements, asking for the money, asking for the money again and a day spent downloading, filling in, checking, amending, rechecking and printing out Summary Cause forms along with spreadsheets of my claims - I'm off to the Sherriff court tomorrow to sue the fecking pants off RBS. Wish me luck - and expect some of the cash for this site!
All went very well - was just handing in summary cause papers (sorry if gave impression was up in court!) - but it did feel good to take that significant step and also will be fun to send the baillifs in to the bank to deliver the summonses, lol.
Hi let me know what happens, not yet heard of anyone getting a payout from RBS yet, don't know if it's because they are asking people to sigh confidentiality clauses.
hiya , wondder if you can help or anyone who reads this i have just yesterday sent my lba im really worried cos i dont know what the hell to put on the court claims forms (N1) ,
look in Bank templates library, Bankfodder provides a link to a pdf of the N1 Form and in the post right below it gives an example of how to fill it in.
cheers,
penguinabuser
Are you quite confident about doing a summary cause? I have filled in my forms for it but am just a little worried incase i get stuck with paying their fees if i lose?
Yep, pretty confident - done everything by the book, kept records, copies of letters and the bank's replies, haven't claimed for anything that isn't a penalty charge, stuck to the timetable - even a bit lenient. The actual points of law seem well established now (although more successful litigation would be good!), the media attention is helpful to an extent and the lass at the sheriff court mentioned a couple of people had already had successful outcomes recently, so the sheriff has obviously seen the arguments (I'm not in the big city here, ).
So, fingers crossed and I'll wait to here something back from the bank or the court.
Well I handed my summary cause asking for £965 + costs plus expenses in at the sheriff court yesterday too - I'm also in a small town - haddington to be presise. The woman didn't say anything to me though apart from the fact that I would have to take it up to the sheriff officers myself.- this also costs money - not too much I hope. I have also been careful about keeping replies all as you said above - keep me posted to how you are doing, we could compare notes!
Very happy bunny tonight! Phase 1 of campaign against RBOS and claim against HBOS both appear suddenly to have met with total success!
Can't say much more 'cos I promised! But yet to see the cash in the account and still a way to go until victory is complete.
All I can say is - if in Scotland don't neglect the Summary Cause as long as it's well prepared.
Sorry haven't been around for awhile - too much happening! Good to come back on a positive vibe
I am taking my claims in for Barclaycard and Marbles to sheriff court in Aberdeen tomorrow. RBS have yet to respond to my lba but no it will be a NO and then it will back to sheriffs court again. They will prob be sick of seeing me soon as i have quite a few claims on the go, unless i'm lucky to win before.
1/9/06 RBS claim #1
8/11/06 - claim settled
17/11 claim #2 started - incl creditcard
30/11 - CC statements received
31/11 - Prelims issued - RBS paying up, only M/C to go)
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Please also remember that any advice is given from my own experience and in good faith as a lay person. If in doubt, please contact a qualified professional