Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Well I kow that I tend to be bolshy about these things but by going softly softly he is giving up at least his 8% interest by not issuing the claim. For my money he should just issue for the balance now without any more mucking around
The amount they've given is pathetic, but they've acknowledged hardship, and IMHO they're unlikely to give much more. It depends how desperate the OP is for some money now.
The spreadsheet could be updated to show a refund at the appropriate date, and that way they'll still get the interest for the time it was owing. Unless of course they go for restitution anyway .........
I think it's time i went for court route as i dont want to lose any potential 8% interest. Not sure how to go about this as i have not done it before, i will look around the forum's to get the info req'd to take court route. Thank's team.
Quick update for the team, Y.B. have sold on both of my accounts, the C/C account and my normal bank account, this is the account that they paid out the feeble sum due to hardship. I truly think that they know they are going to lose the test case , so they are off loading as much as they can. As far as the C/C account goes, that one if disputed would be very hard for them to defend. Why would another company purchase these, allbeit at a silly price. Does that now mean that i start to claim the bank charges from them or still pursue the bank.
Yorkshire Bank looking for hardship cases
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