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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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What am i entitled too?? WTC/CTC/IS??


bumblebee2009
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Hi,

 

I wonder if any one can help me!

 

My life has changed dramatically over the last year and trying to find out what I am entitled too has so far been a nightmare!!!

 

Brief description about me and the situation:

 

I was kicked out of my house by a family member when I was pregnant, and went to stay with my dad temporary! I will be moving to a new place at the end of this month through help from the homeless (Deposit scheme) and will be claiming housing benefit!

 

I was advised by CAB that I was not entitled to any thing other then child benefit and housing benefit!

 

I have now found out I am entitled to working tax credit, child tax and income support??? But im not sure if this is correct! And if so how it will affect the housing benefit!!

 

There is too much info, and I don’t seem to be able to complete one form that gives all the answers!! So please if any one can help that would be great!

 

Additional info: I was working as an account assistant full time (40 hours) and I started my maternity leave on the first of June, and my baby was born in July. I now only get statuary maternity pay and child benefit!

 

As I said my life has totally changed and I have always worked prior to this and I just want to get things back on track!

 

Sorry for the extremely long post! But im at my wits end trying to get some help!!

 

Thanks in advance!!

 

Also... i am now a single mother but do intend to return to work at the end of my maternity

Edited by bumblebee2009
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I get £123 per week for SMP, and at the moment i only get child benefit! I was told that i wasnt entitled to anything else but have just found out that i can get child tax benefit but im note sure whether or not i can get this with income support and working tax?

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Working Tax Credit (Entitlement and Maximum Rate) Regulations Reg.5 & 5A

 

If a claimant receives Maternity Allowance, Statutory Maternity Pay, Statutory Adoption Pay or Statutory Paternity Pay, they are treated as being in work from the date these payments began, as long as they were in qualifying remunerative work (of at least 16 or 30 hours, whichever applies) before going on the maternity/adoption/paternity leave. It should be noted, that whether or not they received MA/SMP/SAP/SPP, a claimant on ordinary maternity/ordinary adoption/paternity leave, is treated as in work provided they were in qualifying remunerative work before that leave began. A claimant undertaking a period of additional maternity/adoption leave is treated as in qualifying remunerative work during the first 13 weeks of that additional leave period provided they were in qualifying remunerative work before the initial period of ordinary maternity/adoption leave began.

 

A claimant who is already a parent before going on the ordinary maternity, ordinary adoption or paternity leave, can claim WTC if they worked at least 16 hours a week before the leave began. From April 2004 they can claim the WTC childcare element to help with the costs of eligible childcare for the new baby/child as well as for other children in the family. (For claims for the year 2003/04, claimants could not claim for the cost of childcare for the new child, for which they were taking leave, but could claim the childcare element for the costs of childcare for any other child in the family).

 

If a claimant is becoming a parent for the first time, WTC is available before the baby/child arrives if they were aged 25 or over and worked at least 30 hours a week before the ordinary maternity, ordinary adoption or paternity leave began. From April 2004, a first-time parent can claim WTC, including the childcare element, from the child’s date of birth or placement for adoption, as long as they usually worked at least 16 hours a week before the maternity, adoption or paternity leave began. (For claims in the year 2003/04, a first-time parent could not claim WTC when going on maternity, adoption or paternity leave unless they were aged 25 or over and usually worked at least 30 hours a week before the leave began. Childcare element for the new baby/child was not available).

Working Tax Credit (Entitlement and Maximum Rate) Regulations Reg.5 (4)

 

A person who is self-employed is treated as being in qualifying remunerative work for any period which would have been ordinary maternity/ordinary adoption/paternity leave if they had been an employee. The self-employed person must meet the work requirement before that "leave" began.

 

 

 

 

You can claim Income Support only when your SMP runs out and if you decide that you are not going back to work,

You would get £64.30 per week plus your child tax credits about £63 per week and Child benefit of £20

and full housing benefit entitlement

if you can claim WTC then you will have to cancel it before you make the claim to IS or it will nil your claim

 

You should claim child tax credits and working tax credits straight away :)

good luck with every thing

Edited by MIKEY DABODEE
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Thank you so much for your reply!

 

I spoke to job centre on Thurs regarding community care grant and was informed that i can claim income support, and made a claim that day. This was because i am only getting SMP and therefore my income is not high enough. I informed them that i have put in a claim for working tax and child tax and they said that was fine... now this is where i get confused!!

 

I would think that they would cancel each other out, however it does seem to look that i can claim working tax credit for 26 weeks as im on mat leave and it wouldnt affect the income support etc...

 

...Also if i claim WTC and CTC my housing benefit goes down, however on income support it is then paid!!

 

It would be great if there was a loop hole that let me get that as its like im being punished for having a baby especially as i have always worked full time but i doubt it!!

 

Sorry if i am babbling im just so confused, there is all this information but trying to get it together is a headache!! I just dont want to be overpaid and then they claim it back etc!

 

Thanks again!

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Hi

think you have been advised wrongly

Income Support is £64.30 for you as a lone parent.

You have SMP which is way over that amount, you would not be entitled to IS as your SMP would be classes as an income. Income Support is for people with no Income Unfortunately at the moment you have SMP. When that runs out you could claim IS then if you wanted to.

 

 

If you claim WTC then decide not to go back to work for what ever reason and claim I.S instead, you would have to cancel WTC because that would be classed as an Income for I.S purposes.

 

You can claim WTC now as you are still employed , and child tax credits because you are entitled to that for the baby.

Go to the site and get a calculation.

 

 

As regards to Housing Benefit, if you are on IS get then you get full housing benefit but you would need to claim Income Based HB at the moment as you have an income SMP

If go to your local council web page there will be a calaculator put in your figurbe entitled to and see how much you will get

 

Unfortunately you can not get SMP I.S and WTC at the same time. Why they told you to make a claim I dont know.

bit confusing I know

good luck ;)

Edited by MIKEY DABODEE
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