Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi I have just left a long thread previously but thought it best to deal with this issue seperatly.
on the 18/11/2003 I acquired a car from Yes Car credit, on 12/09/2006 I received a default from them regarding the outstanding balance. The debt has been passed on a few times but now is held by Hillesden Securities as this what shows up on my credit report. I know there is a get out clause therough the PPI they missold only problem with me is that I actually used this to get my payments paid for a shortwhile, So i am not sure if I can use ths card. Another problem is that when Hillesden contacted me I was trying to sort myself out and thought it best to make some payment which reading now was probably the wrong thing to do as I only ever made 3 payments.
Would it be possible to get this removed from my credit file.
I am not sure if ia m doing this right but I am tryuing to upload my agreement through photobucket. I am sorry it took so long I had troubele finding it. Also I have found out the last time I made a payment to Hillesden was Dec 08.
Yes Car Credit/ DCA Default
they missold only problem with me is that I actually used this to get my payments paid for a shortwhile, So i am not sure if I can use ths card. Another problem is that when Hillesden contacted me I was trying to sort myself out and thought it best to make some payment which reading now was probably the wrong thing to do as I only ever made 3 payments.
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