Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have just got my credit file online as trying to clear up before I go for a mortgage.
What stands out is the personal associations section. There are 27 entries - all associating me to my wife but none of the entries seem to have dropped off as built up over a long period of time. Will be number have a negative effect?? Its not been for credit - just different companies linking us.
Does anyone know how long it takes for Experian to update the electoral roll. I moved house and 1 1/2 months gao filled out the electoral forms.
Many thanks in advance
Debt Managers (Barclaycard) £7150 - CCA sent - poor photcopy of app form - they rtnd acct to BC. Then Robinson Way come on scene - sent packing straight away. Will they try a third attempt????? Yes they did, roll on Westcot, told them were to stuff it. Not heard anything since but Lowell Financial have been searching my credit file. Round 4, ding a ling ling!! Now Crapquest on the scene - bought the debt and want the balance... don't think so 8)
Equidebt (Co-Operative Visa) £6800 - CCA sent in June - no response still!! Was Ex-Northern Rock card so probably lost. Equidebt have now agreed to write off and remove credit ref listing completely!!!
Robinson Way (Abbey) - debt sold to RW £1840 - await letter from them....cant CCA as bank account.... agreed to settle for £368
a sort of fire-fighting role here. Hate HFC & their past compulsory PPI ethos
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Re: Experian query
the PAS directly has no bearing on your score [have a read on exp site FAQ's]
i would have though that updated voters would have got through to them by now but it depends how long it was in the councils intray, then fwded to exp. i think it 28days for exp, again look on the website faq's
dx
GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
Experian query
.
Yes they did, roll on Westcot, told them were to stuff it. Not heard anything since but Lowell Financial have been searching my credit file. Round 4, ding a ling ling!!
Now Crapquest on the scene - bought the debt and want the balance... don't think so 8)
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