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    • In order for us to help you we require the following information:- [if there are more than one defendant listed - tell us] 1 defendant   Which Court have you received the claim from ? County Court Business Centre, Northampton   Name of the Claimant ? LC Asset 2 S.A R.L   Date of issue – . 28/04/23   Particulars of Claim   What is the claim for –    (1) The Claimant ('C') claims the whole of the outstanding balance due and payable under an agreement referenced xxxxxxxxxxxxxxxx and opened effective from xx/xx/2017. The agreement is regulated by the Consumer Credit Act 1974 ('CCA'), was signed by the Defendant ('D') and from which credit was extended to D.   (2) D failed to comply with a Default Notice served pursuant to s87 (1) CCA and by xx/xx/2022 a default was recorded.   (3) As at xx/xx/2022 the Defendant owed MBNA LTD the sum of 12,xxx.xx. By an agreement in writing the benefit of the debt has been legally assigned to C effective xx/xx/2022 and made regular upon C serving a Notice of Assignment upon D shortly thereafter.   (4) And C claims- 1. 12,xxx.xx 2. Interest pursuant to Section 69 County Courts Act 1984 at a rate of 8% per annum from xx/01/2023 to xx/04/2023 of 2xx.xx and thereafter at a daily rate of 2.52 to date of judgement or sooner payment. Date xx/xx/2023   What is the total value of the claim? 12k   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes, but amount differs slightly   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. DP issued claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Not that I recall...   Did you receive a Default Notice from the original creditor? Not that I recall...   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? Loss of employment main cause   What was the date of your last payment? Early 2021   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No   -----------------------------------
    • Hello CAG Team, I'm adding the contents of the claim to this thread, but wanted to open the thread with an urgent question: Do I have to supply a WS for a claim with a court date that states " at the hearing the court will consider allocation and, time permitting, give an early neutral evaluation of the case" ? letter is an N24 General Form of Judgement or Order, if so, then I've messed up again. Court date 25 May 2024 The letter from court does not state (like the other claims I have) that I must provide WS within 28 days.. BUT I have recently received a WS from Link for it! making me think I do need to!??
    • Massive issues from Scottish Power I wonder if someone could advise next steps. Tennant moved out I changed the electric into my name I was out the country at the time so I hadn't been to the flat. During sign up process they tried to hijack my gas supply as well which I made it clear I didn't want duel fuel from them but they still went ahead with it. Phoned them up again. a few days later telling them to make sure they stopped it but they said too late ? had to get my current supplier to cancel it. Paid £50 online to ensure there was money covering standing charges etc eventually got to the flat no power. Phoned Scottish Power 40 minutes to get through they state I have a pay as you go meter and that they had set me up on a credit account so they need to send an engineer out which they will pass my details onto. Phone called from engineer asking questions , found out the float is vacant so not an emergency so I have to speak to Scottish Power again. Spoke with the original person from Scottish Power who admitted a mistake (I had told her it was vacant) and now states that it will take 4 weeks to get an appointment but if I want to raise a complaint they will contact me in 48 hours and it will be looked at quicker. Raised a complaint , complaints emailed me within 24 hours to say it will take 7 days till he speaks with me. All I want is power in the property would I be better switching over to EON who supply the gas surely they could sort it out quicker? One thing is for sure I will never bother with Scottish Power ever again.    
    • Hi. Please don't follow McD's advice to contact Met to appeal. They won't listen and you could end up giving them helpful information. HB
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Incapacity Benefit: DWP appealing the tribunal's decision?


ee-bee
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hi i`v just found this forum so not sure where to start,i received a letter today telling me my is had stopped 4 days ago,and i`m at a total loss as what to do now,i`v got spondylitus,in the spine and neck,and i was asked stupid questions like can i answer the phone!where would i find out about a welfare rights worker,many thanks

hi all, well i went to my appeal on tuesday and won,i was awarded 20 points instead of the 3 i originally got,great news i thought,except today i received a letter off thejobcentre plus saying they have requested a full statement of the tribunals reasons for this decision, this means that implementation of the tribunals decision will be suspended while an appeal to the commissioner is considered,i`m so upset and worried,has this happened to any one else on here

ee-bee

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They will be requesting a statement of reasons for the decision so they can see exactly why the decision was made; If they believe the first tier tribunal has erred on a point of law, they can apply for permission to appeal to the commisioner. They have one month from the date of the decision to request a statement of reasons and a further month to apply for permission to appeal from when the statement of reasons were sent to them.

 

If they do submit a request leave to appeal, to the upper tier will decide whether the DWP appeal can go ahead.

 

Whilst this is being considered, they can suspend any payment due as a result of the first tier tribunal's decision.

 

They can only appeal to the upper tribunal on a point of law, not on findings of fact or the first tier's medical findings.

 

I have moved your post to its own thread to attract more traffic.

  • Haha 1

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

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You're not "thick". You just don't know what it means, that doesn't mean you're thick. Don't put yourself down.

 

It means there is an error in the way they have applied the law to a case.

 

When a decision to award benefit or decline benefit is made, it is made in accordance with the law that has been set for that particular benefit.

 

So if the DWP feel that the tribunal has wrongly interperated the law or feel the law should be further clarified, they appeal to the upper tribunal.

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

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  • 5 weeks later...

i have received the statement of reasons from the tribunal, so i assume the dwp have received theres as well, i`v spoke to my representative and he`s also received one,everything seems okay in the statement but we`ll have to wait and see,i`m assuming they have a month now to decide what their going to do? god its like waiting for christmas:)

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well its now been 2 weeks since the the statement of reasons was issued,i`m getting really frustrated ,waiting for the post every day,i`m begining to think this is going to be a very long drawn out appeal

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Hello ee-bee,

Same thing is happening to me with the DLA appeal I won. I,m on a countdown and will contact Tribunal Service a couple of days after the month has expired and if an appeal has not been lodged in time things will get interesting.

 

Let us know how you get on.

 

Cheers MelissaTeddyBear

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Hello ee-bee,

Same thing is happening to me with the DLA appeal I won. I,m on a countdown and will contact Tribunal Service a couple of days after the month has expired and if an appeal has not been lodged in time things will get interesting.

 

Let us know how you get on.

 

Cheers MelissaTeddyBear

i`m gutted, i thought it was only me it had happened too,it seems its quite an unusual thing for dwp to do,when is your 4 week dead line?

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Hello ee-bee,

 

The statement of reasons is dated 2/11/09 so I think that the decision maker has to get the appeal in to the tribunal service by 2/12/09. I contacted Tribunal Service and they said that if an appeal by DWP was received late then it would be very unlikely for a late appeal to be admitted.

They tell me it is quite rare for an appeal to be made to the Upper Tier Tribunal after a Statement of Reasons has been issued but each case is individual therefore there are no guarantees.

 

My claim was made in March this year so I will complain of maladministration. The RNID website says most hearing impaired people get turned down with the initial application for DLA and most are successful on appeal but the DWP no not seem to want to learn. Probably the money saved on refusing applications outweighs the cost of appeals.

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my case has been a nightmare from beginning to now,first in feb i lost my pca,was given only 3 points,then when asked to look again at my case they said it had gone for re-work as there was a discrepancy with the points,then after several phone calls by me because of the time it was taking they admitted they had lost my file!!a copy was issued to the dm and then they found my file,i ended up with 2 lots of appeal papers,its been one horrible year and i feel like giving up on the whole thing

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Hello ee-bee,

 

Sounds like you have had a lot to contend with. Sometimes you might imagine the DWP searching for reasons to refer your case to an Upper Tier Tribunal and putting a lot of time and effort in to that. In reality the DWP is understaffed and under resourced to properly do the volume of work they have to process and often in arrears with work. Therefore if you have not heard anything by the end of one month from the date of the statement of reasons it is probably sitting in a pile of work to be processed.

Give up after what you have already achieved getting the tribunal to overturn the DM's decision. Not on your nelly.

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thanks for the support,my statement of reasons was issued on the 4th nov,but because i`v not heard of anyone else having this problem i`v took it quite personal and yes your right i visulize them spending hours trying to find a reason not to give me my money,

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Hello ee-bee

 

Goes from 1st November to 1st Dec. Goes from date sent rather than date received.

 

You may find the following useful :-

 

www.appeals-service.gov.uk/

Left of page How to appeal Guidance on how ....

Click How to a appeal leaflet

Page 30.

 

The leaflet and website give a good background to the appeals process.

 

No post today.

 

All the best.

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hi, thanks for the link,no post here either,i`m sure one of these days someone will go to the papers or press about these medicals,etc,there must be hundreds of appeals going on,it has to be costing someone somewhere a lot of money

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If you have a look around CAG, you'll find lots of people complaining about these medicals, some are taking action.

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

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:-?What kind of action weneed to take?

 

Alf:roll:

 

That's a good question. If some people are trying to take matters further it would be good to know. I'd certainly volunteer to help. There are two things that appall me.

Firstly, the low standard of the Atos medical assessment. They had no equipment to assess pulmonary disease, therefore no means to figure out how it would affect my work capabilities.

And secondly, having read all my tribunal papers from the DWP, it is so biased against people like myself who feel they can do some work but just need that bit of extra support.

I will confess to being very annoyed at not getting that extra £25pw premium. Not a lot to someone on fulltime work, but a life changing sum to me. And, lets be honest - should any member of the Government be reading this - it's not as if you're going to have to pay me a state pension, my lungs are saving you money in the long term! :p

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Have a look around by typing ATOS into the search facility to see posts on the subject. You will also find plenty of stories by googling. If you want to discuss this though, please start a new thread in the appropriate subforum rather than cloud over this member's thread, where advice is being sought on the appeals process.

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

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