Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
about 2500 in arrears, stupidly ignoring all letters, sheriff officer representative appeared at door with the above letter, gonna go to CAB in a couple of days so will hopefully know more then
Sometimes you cant help not paying these charges for various reasons and it is a case of feed the kids or pay the council to say that these should be paid regardless is in my opinion wrong.
People do not get themselves in this position on purpose ,
What has happened to this thread? It started out as a place to go when you were in difficulties and a helpfull and caring attitude.
I find the whole thread has turned into an ego trip and although I welcome the effort most people put on here in my mind the whole atmosphere on here has changes (for the worse).
oH AND THE COUNCIL DONT GIVE TWO HOOTS WHEN THEY HAVE BROUGHT IN THE THUGS THE ONLY THING YOU CAN DO IS TOUGH IT OUT THE BEST WAY YOU CAN (AS THEY SAID TO ME ITS IN THE HANDS OF THE bailiffs THERE IS NOTHING WE CAN DO
I must say, I had arrears on my council tax and it was awful.
The council sent a bailiff and I was not in, the next time they came they asked for everything back and went round writing a list of our possesions, until we finish paying it off plus the fee's we HAVE to make payments of £81 PM or they will just take ALL our stuff...
Once we were 1 day late in making the payment and they turned up, I had to beg the council to stop it, as I have a mental illness and they have a duty of care, but any normal customer would have had it all taken.
I am not kidding get it paid ASAP or you could even end up in jail.
Council tax is unaviodable, even though I dont agree with it, £2500 is a huge amount and that would be the equivalent of 3 years worth of non payment for my house.
I dont mean to give you a lecture but I learnt the HARD way, ALWAYS pay your Council Tax regardless.
Well obviously you eat first, then pay rent, utilitys council tax - what I was saying is council tax could end up with imprisonment - not paying your bank charges or loan payment does not. if you phone CAB , CCCS they say the same - as the OP seems to have this in hand and is going to CAB I was just making that point for others.
If you can contact the council and explain you are having problems they can try and help - if you stick your head in the sand - like the OP has said they did - then you do end up with these letters a baliffs and then there is nothing they can do.
I strongly recomend as a site helper you read up on the baillif and sherriff forum, you obviously do not understand the issues here. Sorry if I sound blunt but learn your faqs before posting, As a site helper you are supposed to help people.
Yes which is what I am saying...If you talk to the council if you get into difficulties they can set up a plan without it going as far as baliffs. If you cant afford to pay and ignore it they assume you are refusing to pay as opposed to unable to pay.
Of course if it got into court the judge would know the difference you were unable as opposed to unwilling to pay. But to stop it going as far as baliffs et al contact the council first, and always pay FOOD, rent, council tax and utilities (on payment plans if necessary) before considering other creditors.
I strongly recomend as a site helper you read up on the baillif and sherriff forum, you obviously do not understand the issues here. Sorry if I sound blunt but learn your faqs before posting, As a site helper you are supposed to help people.
All people on the site and in the forum are volunteers.
All these people give help, advice and support free of charge, and in their own time.
No-one at all is paid for their time, and there is no obligation to offer any help at all.
Please do not try and tell a volunteer site helper what they should or shouldn't do .All advice given on this forum is informal no one is an expert .If you do not agree with someones informal opinion you are quite welcome to post your own informal advice and then it is up to the OP whos advice they take .
Please read the signature of the moderators / site helpers
When you want to fool the world, tell the truth. Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any
doubts.
I find the whole thread has turned into an ego trip and although I welcome the effort most people put on here in my mind the whole atmosphere on here has changes (for the worse).
WHAT HAS GONE WRONG
Nothing has gone wrong, please calm down.
Karnevil is here out of the goodness of her heart.
Any atmosphere there is can I suggest is from your rather agressive posts.
I understand you are angry, but please don't take it out on karnevil.
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON linkHERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE
pc, the only thing wrong with your post was that it would have been better had it been two separate posts.
Originally Posted by paulclarkson1985
I am upset re the last post,
Sometimes you cant help not paying these charges for various reasons and it is a case of feed the kids or pay the council to say that these should be paid regardless is in my opinion wrong.
People do not get themselves in this position on purpose
Nothing wrong with that. You made a valid point. The problem is that it was followed by this
What has happened to this thread? It started out as a place to go when you were in difficulties and a helpfull and caring attitude.
I find the whole thread has turned into an ego trip and although I welcome the effort most people put on here in my mind the whole atmosphere on here has changes (for the worse).
WHAT HAS GONE WRONG
Quite a different matter and a question I have been asking myself for a few days now. I know the answer and I think you do and I'll be very surprised if there are not others who are equally concerned by the situation.
However, putting the two parts together in one post made it appear aggressive. This is not a criticism, merely an observation.
But Karnevil was merely stating her opinion and did not deserve to be jumped on. I don't think you meant that, did you?
I have removed the off topic posts in this thread, it was unfair to the original poster who came here for advise. Unless it is on toipc please do not post in this thread.
worried re: this letter
The Consumer Forums
Reply With Quote
Re: worried re: this letter
Originally Posted by paulclarkson1985
